144 Lacy Cir, Toney, AL, 35773
About This Home
Great investment opportunity on nearly 1 acre in Toney. Updated 2 bedroom home plus a separate 1,000 sqft mobile home offering strong rental potential of about $900 per month. Property also includes a large 35x30 shop ideal for storage, hobbies, or business use. The main home features LVP flooring, updated appliances, granite countertops, remodeled bathroom with new vanity and shower, and three new split units for efficient heating and cooling. Enclosed porch added in 2024 and charming front porch with swing. Roof replaced in 2021 and paved circle driveway added. Mobile home has new septic system, electric service, and PEX plumbing installed. Refrigerator remains.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
Basement
- Basement: Crawl Space
Bedroom2
- Features: Ceiling Fan(s),Crown Molding,Carpet,Window Cov
- Level: First
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Features: Crown Molding,Tile,Window Cov
- Level: First
- Area: 56
Features
- Fireplace features: None
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total interior livable area: 796 sqft
Kitchen
- Features: Crown Molding,Eat-in Kitchen,Granite Counters,Tile,Window Cov
- Level: First
- Area: 88
Laundry Room
- Features: Tile
- Level: First
- Area: 32
Living Room
- Features: Ceiling Fan(s),Crown Molding,Window Cov,LVP
- Level: First
- Area: 208
Master Bedroom
- Features: Ceiling Fan(s),Crown Molding,Carpet,Window Cov
- Level: First
- Area: 140
Property
Details
- Parcel number: 0703060000069000
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Screened Porch
Lot
- Lot size: 0.90 Acres
Parking
- Total spaces: 2
- Parking features: Garage-Detached,Carport,Circular Driveway,Driveway-Paved/Asphalt
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $9 | $108 |
| Electricity | $240 | $2,881 |
| Total | $1,643 | $19,716 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $239,900 |
| 2026-03-13 | Listed for sale | $250,000 |
| 2022-05-27 | Sold | $128,500 |
| 2022-02-03 | Sold | $91,150 |
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