423 Hamer Rd, Owens Cross Roads, AL, 35763
About This Home
423 Hamer Road s a GORGEOUS country oasis that sits on 8.4 acres. This picturesque property features the main house with studio type living, a large barn with a suite above it, an amazing pavilion over looking a stocked fishing pond, a pasture with horse barn, green house, and a large storage building for all of the farm equipment and toys! There are so many possibilities, Multigenerational living, wedding or special event venue, equestrian facility, vacation home or your forever home! You can live off the land with room for a huge garden and farm animals! Feel like you are off the grid but just 2.5 miles from grocery and shops.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Bedroom2
- Features: Wood Floor,Walk-In Closet(s)
- Level: Second
- Area: 360
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: One
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 1
- Cooling features: Central 1
Interior Area
- Total interior livable area: 2,054 sqft
Kitchen
- Features: Smooth Ceiling,Sol Sur Cntrtop
- Level: First
- Area: 96
Living Room
- Features: 12’ Ceiling,Ceiling Fan(s),Vaulted Ceiling(s),Wood Floor
- Level: First
- Area: 1320
Master Bedroom
- Features: Wood Floor,Walk-In Closet(s)
- Level: First
- Area: 120
Property
Details
- Parcel number: 2204200000074.001
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Waterfront features: Lake/Pond
Lot
- Lot size: 8.41 Acres
- Lot size dimensions: 601 x 650
Parking
- Parking features: Garage-Three Car,Garage-Attached,Garage-Detached,Driveway-Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $519 | $6,228 |
| Property Taxes | $276 | $3,312 |
| Electricity | $240 | $2,881 |
| Total | $5,333 | $63,996 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-08-21 | Listed for sale | $850,000 |
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