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104 Silversprings Ln, Madison, AL, 35757

4beds
2baths
1,926sqft
$329,900
$171price/sqft
$2,197/moest. monthly cost
$87,880/yrincome needed

About This Home

PRICE IMPROVEMENT!! Come and tour this meticulously maintained 4-bedroom, 2-bath brick rancher in a highly desirable location. Conveniently situated near top-rated schools and just 4 miles from Clift Farm, offering easy access to shopping, dining, and entertainment. This home features major updates, including a roof and HVAC system that are only 2 years old, along with a hot water heater replaced just 3 months ago. New flooring provides a modern, move-in-ready feel. Situated on a spacious 0.48-acre lot, the property boasts a beautiful yard with plenty of room for outdoor activities, gardening, or relaxing. Enjoy the freedom of homeownership with NO HOA. Low property tax, only $883 per year.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Legacy Elementary SchoolGrades PK-51.2 mi
10/10
Monrovia Middle SchoolGrades 6-81.4 mi
6/10
Sparkman High SchoolGrades 10-122.0 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Microwave

Bedroom2

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 132

Bedroom3

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 132

Bedroom4

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Laminate Floor
  • Level: First
  • Area: 130

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,926 sqft

Kitchen

  • Features: Laminate Floor
  • Level: First
  • Area: 110

Laundry Room

  • Level: First
  • Area: 78

Living Room

  • Features: Ceiling Fan(s),Fireplace,Laminate Floor,Built-in Features
  • Level: First
  • Area: 380

Property

Details

  • Parcel number: 1502030002030.031

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Curb/Gutters

Lot

  • Lot size: 0.48 Acres

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$182$2,184
Property Taxes $107$1,284
Electricity $240$2,881
Total$2,197$26,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,325/yr
40% on housing$65,910/yr
45% on housing$58,586/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 35757$150
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35757$169
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Pending sale$329,900
2026-05-02Price change$329,900
2026-04-09Listed for sale$339,900
2012-10-01Sold$155,000
2012-08-08Price change$157,000
2012-07-05Listed for sale$160,000

For Sale by Agent

AgentCandace Claburn
BrokerageA.H. Sothebys Int. Realty

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