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402 Sumner Way, West Chester, PA, 19382

3beds
3baths
2,550sqft
$520,000
$204price/sqft
$3,583/moest. monthly cost
$143,320/yrincome needed

About This Home

No truer words than Location, location, location! This lovely town home in Birmingham Hunt is in a prime spot in the neighborhood! Located on a quiet, cul de sac street with fewer homes than most, this home immediately gives the feel of open space and nature. The gazebo out front adds nice character to the street as you arrive at the home. As you enter the home you will notice all the natural light from front to back! The dining area is quite spacious for your entertaining needs. And the kitchen has lots of cabinetry and a large area for your table and everyday dining. The nice open concept floor plan is wonderful with the family room and fireplace. You can spend cozy days by the fire or take to the back deck in the warm weather. Enjoy that cup of Joe on the deck or invite the neighbors over for an evening cocktail. I can guarantee you'll spend hours outside with the views of the open space! The main floor also has a half bath and of course the two-car garage! The second floor has a huge primary bedroom with the primary bath and large walk-in closet! There are two additional bedrooms and a hall full bath. The laundry closet on the second floor is so smart! How easy to have the laundry on the second floor! Need a man cave, office, second family room or play room? Take to the lower level and see the large space that has many options for use. There is plenty of storage space in the basement as well. And the owners have done some wonderful updates to include: replacement windows, 2015; finished basement with rough-in for a bath; new roof, 2017; new HVAC, 2022; newer water heater; updated flooring in kitchen and half bath; smart thermostat; and plantation shutters on window on staircase! All of this in the award-winning Unionville-Chadds Ford School district and perfectly located just off of Rt 202. You can quickly get to King of Prussia, Wilmington, DE or the Philadelphia airport. There is an abundance of shopping and local businesses and restaurants nearby. Hurry and make your appointment and get ready to enjoy your new home!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
Chadds Ford El SchoolGrades K-52.7 mi
7/10
9/10
Unionville High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven,Oven/Range - Electric,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Combination Dining/Living,Open Floorplan,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 300
  • Finished area above ground: 2,250

Great Room

  • Level: Lower

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,550
  • Total interior livable area: 2,550 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Other

  • Level: Upper

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 6504H0052
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 3,380 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$147$1,764
Property Taxes $528$6,336
Electricity $279$3,357
Total$3,583$42,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,845/yr
40% on housing$107,490/yr
45% on housing$95,546/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 19382$281
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19382$267
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$539,900
1998-06-01Sold$175,000
1996-07-18Sold$185,035

For Sale by Agent

AgentAmy Portale
BrokerageWeichert, Realtors - Cornerstone

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