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4210 Toftoy Dr SW, Huntsville, AL, 35805

3beds
2baths
1,262sqft
$182,900
$145price/sqft
$1,365/moest. monthly cost
$54,600/yrincome needed

About This Home

This charming 3-bedroom, 2-bath home blends vintage character with modern updates. The spacious living room features original hardwood floors and a cozy brick fireplace. Natural light flows through updated windows, creating a welcoming atmosphere. The kitchen and bedrooms showcase new LVP flooring, while fresh paint throughout the home gives it a clean, move-in-ready feel. The fully remodeled master bathroom features a custom tile shower. Outside features a carport with an attached laundry room and a spacious privacy-fenced backyard. Located minutes from Redstone Arsenal, I-565, Stovehouse, and downtown Huntsville, this home offers easy access to dining and entertainment. Schedule today!

Getting Around

60
WalkingSomewhat Walkable
19
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

3/10
4/10
Morris Middle SchoolGrades 6-80.6 mi
2/10
Columbia High SchoolGrades 9-124.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 143

Bedroom3

  • Level: First
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Masonry,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,262 sqft

Kitchen

  • Features: LVP
  • Level: First
  • Area: 140

Living Room

  • Features: Ceiling Fan(s),Fireplace,Wood Floor
  • Level: First
  • Area: 325

Property

Details

  • Parcel number: 1702102002034000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft

Parking

  • Parking features: Attached Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $924$11,088
Home Insurance *$142$1,704
Property Taxes $59$708
Electricity $240$2,881
Total$1,365$16,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,800/yr
40% on housing$40,950/yr
45% on housing$36,400/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 35805$101
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35805$142
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$195,000
2026-04-09Price change$197,000
2026-03-13Listed for sale$200,000
2025-12-03Listing removed$198,000
2025-12-01Listing removed$1,500
2025-11-13Listed for rent$1,500
2025-11-13Listing removed$1,500
2025-10-14Listed for rent$1,500
2025-10-01Price change$198,000
2025-09-22Price change$200,000
2025-09-20Price change$212,700
2025-09-03Listed for sale$215,000
2025-09-02Listing removed$227,900
2025-08-29Price change$227,900
2025-08-22Listed for sale$235,100
2025-04-14Sold$120,000

For Sale by Agent

AgentJacob Howard
BrokerageDorsett Group Realty

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