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126 Cloverwood Dr SW, Huntsville, AL, 35824

3beds
3baths
2,076sqft
$328,900
$158price/sqft
$2,228/moest. monthly cost
$89,120/yrincome needed

About This Home

VERY AFFORDABLE ONE OWNER family home convenient to shopping, all the restaurants at town madison and minutes to Redstone Arsenal! This one has been well loved and cared for by the ORIGINAL OWNER. large living/dining combination features a gas log fireplace, eat in kitchen w/tile backsplash and LARGE pantry, spacious master suite with large bath with whirlpool and separate shower, loft upstairs makes great second den or flex space, privacy fenced yard - one of the LARGEST YARDS in the area and on a quiet cul-de-sac, don't miss out on this one!!!! POSSIBLE LENDER CREDIT TOWARD CLOSING COSTS!

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

7/10
James E Williams SchoolGrades PK-50.7 mi
3/10
Williams Middle SchoolGrades 6-80.7 mi
2/10
Columbia High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave

Bedroom2

  • Features: Carpet,Walk-In Closet(s)
  • Level: Second
  • Area: 130

Bedroom3

  • Features: Carpet
  • Level: Second
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: 9’ Ceiling,Wood Floor
  • Level: First
  • Area: 180

Features

  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 2,076 sqft

Kitchen

  • Features: 9’ Ceiling,Eat-in Kitchen,Pantry,Tile
  • Level: First
  • Area: 160

Laundry Room

  • Features: Vinyl
  • Level: First

Living Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 288

Loft

  • Features: Carpet
  • Level: Second
  • Area: 192

Master Bedroom

  • Features: Ceiling Fan(s),Crown Molding,Carpet,Tray Ceiling(s)
  • Level: Second
  • Area: 204

Property

Details

  • Parcel number: 2502031001021000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Exterior features: Curb/Gutters

Parking

  • Parking features: Garage-Two Car,Garage Faces Front,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$219$2,628
Property Taxes $106$1,272
Electricity $240$2,881
Total$2,228$26,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,388/yr
40% on housing$66,840/yr
45% on housing$59,413/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 35824$146
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35824$152
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$328,900
2026-06-11Price change$350,000
2026-05-29Listed for sale$369,900

For Sale by Agent

AgentTerri Burkholder
BrokerageFlo Burkholder Realty, Inc.

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