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107 Camden Cir, Madison, AL, 35758

4beds
4baths
4,241sqft
$699,900
$165price/sqft
$4,650/moest. monthly cost
$186,000/yrincome needed

About This Home

Open House Sunday May 10th from 2:00 PM - 4:00 PM. Beautifully well-constructed 4,242 square foot home, with spacious rooms and crown molding. Open family room, filled with lots of natural light. Lots of impressive features in this home. Entertain in style with a formal dining and living room with bay windows. Upstairs, massive 25x26 bonus room that can serve as a 5th bedroom or media space, w/ensuite 3/4 bathroom and closet. Covered porch. Master suite is 18x14 with a 14x11 ensuite bath. 3 Car garage perfect for a boat or other recreational vehicles. Virtual Tour attached.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

10/10
10/10
Liberty Middle SchoolGrades 6-81.5 mi
8/10
James Clemens High SchoolGrades 9-120.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: 9’ Ceiling,Crown Molding,Tray Ceiling(s)
  • Level: Second
  • Area: 154

Bedroom2

  • Features: Ceiling Fan(s),Crown Molding,Carpet,Smooth Ceiling,Window Cov,Walk-In Closet(s)
  • Level: Second
  • Area: 168

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet,Smooth Ceiling,Window Cov
  • Level: Second
  • Area: 121

Bedroom4

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet,Smooth Ceiling,Window Cov
  • Level: Second
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Features: 9’ Ceiling,Crown Molding,Carpet,Smooth Ceiling,Window Cov
  • Level: Second
  • Area: 650

Dining Room

  • Features: 9’ Ceiling,Bay WDW,Crown Molding,Chair Rail,Window Cov,Wood Floor
  • Level: First
  • Area: 238

Family Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet,Fireplace,Recessed Lighting,Smooth Ceiling,Window Cov,Coffered Ceiling(s)
  • Level: First
  • Area: 576

Features

  • Smart Thermostat
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Central 2,Electric,Natural Gas
  • Cooling features: Central 1,Central 2,Electric

Interior Area

  • Total interior livable area: 4,241 sqft

Kitchen

  • Features: 9’ Ceiling,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Smooth Ceiling,Tile,Window Cov,Coffered Ceiling(s)
  • Level: First
  • Area: 210

Laundry Room

  • Features: 9’ Ceiling,Tile
  • Level: First
  • Area: 63

Living Room

  • Features: 9’ Ceiling,Bay WDW,Crown Molding,Smooth Ceiling,Window Cov,Wood Floor
  • Level: First
  • Area: 255

Property

Details

  • Parcel number: 1603072001090000

Features

  • Patio & porch: Covered Porch,Front Porch

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 112 x 152

Parking

  • Parking features: Garage-Three Car,Garage-Attached,Garage Door Opener,Garage Faces Side,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$410$4,920
Property Taxes $227$2,724
Electricity $474$5,694
Total$4,650$55,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,428/yr
40% on housing$139,500/yr
45% on housing$124,000/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 35758$161
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35758$172
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$750,000
2026-03-15Listed for sale$785,000
2021-11-25Listing removed--
2021-07-27Pending sale$329,260
2021-07-22Listed for sale$329,260

For Sale by Agent

AgentElaine Simelton
BrokerageLeading Edge, R.E. Group

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