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2735 Deford Mill Rd SE, Owens Cross Roads, AL, 35763

3beds
4baths
2,876sqft
$515,000
$179price/sqft
$3,406/moest. monthly cost
$136,240/yrincome needed

About This Home

Every great home has a story, and this one has been lovingly written by its only owners. Nestled in the heart of Hampton Cove's Deford Mill, you'll love watching bunnies play beneath the shade trees as children stroll to the nearby elementary school. Inside, the updated kitchen features quartz countertops, a 12-foot island, hidden pantry, coffee/wine bar, and open living spaces made for gathering. With 3 bedrooms, 3.5 baths, a bonus upstairs suite, abundant storage, all appliances included, a newer roof, and Hampton House membership, this home is ready for its next chapter.Hampton All property facts to be verified by purchaser prior to offer.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

10/10
10/10
8/10
Huntsville High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Features: Double Vanity,Recessed Lighting,Skylight,Tile
  • Level: First
  • Area: 99

Bathroom2

  • Features: 9’ Ceiling
  • Level: First
  • Area: 24

Bathroom3

  • Features: Tile
  • Level: First
  • Area: 55

Bathroom4

  • Features: Tile
  • Level: Second
  • Area: 72

Bedroom2

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 143

Bedroom3

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: 9’ Ceiling,Wood Floor
  • Level: First
  • Area: 182

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 2,876 sqft

Kitchen

  • Features: 9’ Ceiling,Pantry,Wood Floor,Quartz
  • Level: First
  • Area: 140

Living Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Fireplace,Wood Floor
  • Level: First
  • Area: 288

Master Bedroom

  • Features: Ceiling Fan(s),Crown Molding,Tray Ceiling(s),Wood Floor
  • Level: First
  • Area: 210

Office

  • Features: Wood Floor
  • Level: Second
  • Area: 120

Property

Details

  • Parcel number: 1807250002070000

Features

  • Patio & porch: Covered Patio

Lot

  • Lot size dimensions: 115 x 175 x 96 x 158

Parking

  • Parking features: Garage-Two Car,Garage Faces Side,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$314$3,768
Property Taxes $167$2,004
Electricity $321$3,861
Total$3,406$40,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,777/yr
40% on housing$102,180/yr
45% on housing$90,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 35763$164
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35763$168
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$515,000
2026-07-31Listed for sale$515,000

For Sale by Agent

AgentHeather Jones
BrokerageKW Huntsville

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