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1217 Chatterson Cir SE, Huntsville, AL, 35802

4beds
2baths
1,834sqft
$496,000
$270price/sqft
$3,202/moest. monthly cost
$128,080/yrincome needed

About This Home

Welcome to this charming ranch-style home located on a quiet private road and backing directly to Valley Hill Golf Course. The home has been freshly painted inside and out, creating a clean and inviting feel throughout. The kitchen features fresh paint and solid-surface countertops, while the second bathroom has also been refreshed. The updated primary bathroom offers additional comfort and modern appeal. For added peace of mind, the HVAC system was replaced within the past two years. Enjoy privacy, peaceful surroundings, and beautiful golf course views from this well-maintained home. This is a rare opportunity to own a move-in-ready property in a highly desirable setting.

Getting Around

36
WalkingCar-Dependent
0
TransitNo Nearby Transit
42
BikeSomewhat Bikeable

Schools

10/10
8/10

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Retaining Wall
  • Roof: Asphalt
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Range / Oven,Refrigerator,Trash compactor

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,834 sqft

Property

Details

  • Parcel number: 1808332001024000

Features

  • Exterior features: Wood,Brick

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,508$30,096
Home Insurance *$293$3,516
Property Taxes $161$1,932
Electricity $240$2,881
Total$3,202$38,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,782/yr
40% on housing$96,060/yr
45% on housing$85,386/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 35802$141
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35802$173
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$489,000
2026-07-05Listed for sale$496,000
2025-02-13Listing removed$2,100
2025-01-17Listed for rent$2,100
2021-12-01Sold$360,000
2021-07-21Listing removed--
2021-07-20Price change$369,000
2021-07-08Listed for sale$375,000
2013-07-31Sold$182,000
2013-06-08Listed for sale$190,000

For Sale by Owner

AgentProperty Owner
BrokerageCWV Holdings LLC

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