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1452 Cave Spring Rd, Owens Cross Roads, AL, 35763

4beds
2baths
1,587sqft
$174,000
$110price/sqft
$1,281/moest. monthly cost
$51,240/yrincome needed

About This Home

$4000 UPGRADE ALLOWANCE!!!!!!!!! FOUR BEDROOM RANCHER --MINUTES AWAY FROM HAMPTON COVE AND JUST A SHORT DRIVE TO SCHOOLS. CORNER LOT WITH CIRCLE DRIVE. HOME IS LOCATED JUST A FEW MINUTES FROM US HWY 431--EASY DRIVE TO LAKE GUNTERSVILLE----FOR RECREATION -----------UPDATED APPLIANCES. RECENTLY ADDED NEW FLOORING AND FRESH PAINT

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
New Hope High SchoolGrades 7-124.3 mi

Construction

Condition

  • Year built: 1973

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Laminate Floor
  • Level: First
  • Area: 1

Bedroom3

  • Features: Laminate Floor
  • Level: First
  • Area: 1

Bedroom4

  • Features: Laminate Floor
  • Level: First
  • Area: 1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Crown Molding,Laminate Floor
  • Level: First
  • Area: 80

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 1,587 sqft

Kitchen

  • Features: Crown Molding,Laminate Floor
  • Level: First
  • Area: 110

Living Room

  • Features: Crown Molding,Laminate Floor
  • Area: 285

Property

Details

  • Parcel number: 2205154002068000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: Driveway-Gravel,Corner Lot,Circular Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $879$10,548
Home Insurance *$106$1,272
Property Taxes $56$672
Electricity $240$2,881
Total$1,281$15,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,920/yr
40% on housing$38,430/yr
45% on housing$34,160/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 35763$165
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35763$168
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Listed for sale$188,500
2022-01-24Sold$85,000
2022-01-11Pending sale$89,900
2021-12-09Contingent$89,900
2021-12-01Price change$89,900
2021-11-16Listed for sale$95,000
2021-11-04Contingent$95,000
2021-10-28Price change$95,000
2021-10-15Price change$115,000
2021-09-30Listed for sale$120,000
2007-10-04Sold$7,000

For Sale by Agent

AgentSam Whitaker
BrokerageCRYE-LEIKE REALTORS - Hsv

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