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218 Waypoint Cir, Harvest, AL, 35749

4beds
3baths
1,919sqft
$329,900
$172price/sqft
$2,240/moest. monthly cost
$89,600/yrincome needed

About This Home

Spacious full brick, 4-bedroom, 2 1/2-bath home situated on a large 0.64-acre corner lot in Harvest! The property has a functional layout with zoned bedrooms for added privacy. The kitchen features an eat-in area, while a separate dining room provides flexibility for dining, a home office or additional living space. A convenient laundry/mud room is located just off the attached 2-car garage. Fresh paint throughout and new carpet in the bedrooms make this home move-in ready. Enjoy the space and possibilities both inside and out on this generous lot. *Possible USDA financing = $0 down* Come for a visit during Open House, 4/26 2-4pm Buyer/BA to verify all pertinent info

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Harvest SchoolGrades PK-50.8 mi
2/10
6/10
Sparkman High SchoolGrades 10-121.3 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Bedroom2

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 110

Bedroom3

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 154

Bedroom4

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Laminate Floor
  • Level: First
  • Area: 130

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,919 sqft

Kitchen

  • Features: Laminate Floor,Pantry
  • Level: First
  • Area: 132

Living Room

  • Features: Ceiling Fan(s),Crown Molding,Fireplace,Laminate Floor
  • Area: 272

Property

Details

  • Parcel number: 0605210002050012

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch

Lot

  • Lot size: 0.64 Acres

Parking

  • Parking features: Garage-Two Car,Garage Faces Side,Driveway-Concrete,Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$225$2,700
Property Taxes $107$1,284
Electricity $240$2,881
Total$2,240$26,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,800/yr
40% on housing$67,200/yr
45% on housing$59,733/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 35749$145
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35749$154
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$321,000
2026-04-23Listed for sale$329,900
2024-02-29Sold$306,500
2024-02-02Pending sale$299,899
2023-12-15Price change$299,899
2023-10-16Price change$299,900
2023-10-03Price change$299,800
2023-09-28Price change$299,900
2023-09-13Price change$299,990
2023-09-08Listed for sale$299,900
2015-02-27Sold$152,000
2014-12-14Listed for sale$152,000
2014-10-30Sold$93,721

For Sale by Agent

AgentMichel Ann Maroney
BrokerageRed Door Real Estate

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