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3104 Chamlee Pl SE, Owens Cross Roads, AL, 35763

6beds
6baths
5,271sqft
$979,000
$186price/sqft
$6,455/moest. monthly cost
$258,200/yrincome needed

About This Home

Quality custom built 6 bd 6ba, multi-generational home with triple crown molding, extensive trim package, Vinyl clad windows transom windows & hardwood floors in gathering area hardwood stairs. Open kitchen/family area, gas fireplace dbl ovens gas cooktop, custom cabinetry Butler Pantry, Primary Bd has storm shelter sep shower, whirlpool, dbl vanity 2 closets trey ceiling gas fireplace Bonus upstairs with full bath, bedroom 2nd Laundry. 6th bd ensuite ba &wic. 2 floored walk in attic storage plus eave storage areas. Special Play area for little ones 3 car gar Covered Ft Porch screened back porch & patio in/outdoor speaker sys marble doorknobs w/back plates option for 2nd kitchen in bonus

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

10/10
10/10
8/10
Huntsville High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Refrigerator,Disposal,Electric Water Heater,Gas Cooktop

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: 9’ Ceiling,Crown Molding,Double Vanity,Granite Counters,Recessed Lighting,Smooth Ceiling,Tile,Walk-In Closet(s),Built-in Features,Walk in Closet 2
  • Level: First
  • Area: 221

Bedroom

  • Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Carpet,Window Cov
  • Level: First
  • Area: 195

Bedroom2

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet
  • Level: First
  • Area: 130

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet
  • Level: First
  • Area: 130

Bedroom4

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 190

Bedroom5

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet
  • Level: Second
  • Area: 198

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Bonus Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Carpet
  • Level: Second
  • Area: 754

Dining Room

  • Features: 9’ Ceiling,Chair Rail,Smooth Ceiling,Window Cov,Wood Floor,Wainscoting
  • Level: First
  • Area: 195

Family Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Fireplace,Smooth Ceiling,Window Cov,Wood Floor,Built-in Features
  • Level: First
  • Area: 270

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2+,Natural Gas
  • Cooling features: Multi Units,Electric

Interior Area

  • Total interior livable area: 5,271 sqft

Kitchen

  • Features: 10’ + Ceiling,Crown Molding,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Wood Floor,Built-in Features
  • Level: First
  • Area: 437

Laundry Room

  • Features: 9’ Ceiling,Smooth Ceiling,Built-in Features,Utility Sink
  • Level: First
  • Area: 100

Living Room

  • Features: Crown Molding,Fireplace,Recessed Lighting,Smooth Ceiling,Vaulted Ceiling(s),Window Cov,Wood Floor
  • Level: First
  • Area: 196

Master Bedroom

  • Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Carpet,Fireplace,Tray Ceiling(s),Window Cov,Walk-In Closet(s),Built-in Features,Walk in Closet 2
  • Level: First
  • Area: 288

Office

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet
  • Level: First
  • Area: 110

Play Room

  • Features: Carpet
  • Level: Second
  • Area: 98

Property

Details

  • Parcel number: 1909300000015022

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch,Front Porch,Patio,Screened Porch
  • Waterfront features: See Remarks

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 105 x 150

Parking

  • Parking features: Garage-Three Car,Garage Faces Side

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,950$59,400
Home Insurance *$598$7,176
Property Taxes $318$3,816
Electricity $589$7,077
Total$6,455$77,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,314/yr
40% on housing$193,650/yr
45% on housing$172,133/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 35763$164
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35763$168
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$989,000

For Sale by Agent

AgentMelanie Brooks
BrokerageCapstone Realty

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