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186 Dawn Dr, Toney, AL, 35773

3beds
2baths
2,056sqft
$339,900
$165price/sqft
$2,324/moest. monthly cost
$92,960/yrincome needed

About This Home

Uniquely designed, one owner home offering 3 bedrooms, one full and one 3/4 bath, ceiling fans throughout, guest bath with jetted tub & linen closet, large family room with wood burning stove, granite countertops in kitchen, stove also an air fryer and air baker, master with walk-in closet, shower with seat and safety bars; large utility room, extra parking pads, attached garage w/ automatic dusk to dawn light, security lights on porch & deck, situated on just under an acre w/ fig trees, peach tree and blueberry bushes, offering an additional .95 acres connected with bridge offering lots of trees! Call today for your private showing!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Sparkman Middle SchoolGrades 6-84.3 mi
2/10

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 210

Bedroom3

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 210

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 240

Family Room

  • Features: Ceiling Fan(s),Carpet,Chair Rail,Fireplace
  • Level: First
  • Area: 380

Features

  • Fireplace features: See Remarks

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,056 sqft

Kitchen

  • Features: Granite Counters,Pantry,Tile
  • Level: First

Master Bedroom

  • Features: Ceiling Fan(s),Carpet,Walk-In Closet(s)
  • Level: First

Utility Room

  • Features: Tile
  • Level: First

Property

Details

  • Parcel number: 0703050000035.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 0.95 Acres

Parking

  • Parking features: Garage-One Car,Garage-Attached,Driveway-Concrete,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$256$3,072
Property Taxes $110$1,320
Electricity $240$2,881
Total$2,324$27,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,680/yr
40% on housing$69,720/yr
45% on housing$61,973/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 35773$140
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35773$156
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$339,900

For Sale by Agent

AgentJessie Jefferies
BrokerageKendall James Realty

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