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122 W Lake Cir, Madison, AL, 35758

2beds
2baths
1,881sqft
$290,000
$154price/sqft
$1,970/moest. monthly cost
$78,800/yrincome needed

About This Home

Experience low-maintenance living in the highly sought-after Steeplechase community! This spacious 1,881-square-foot townhome offers 2 bedrooms, 2 bathrooms, and a thoughtfully designed floor plan with plenty of room to live and entertain. Enjoy the convenience of a 2-car garage and an unbeatable location in the heart of Madison, zoned for the award-winning Madison City School District. Steeplechase residents enjoy exceptional amenities, including a pool, clubhouse, fitness center, tennis courts, walking trails, and a scenic lake, all just minutes from shopping, dining, and entertainment.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
10/10
Journey Middle SchoolGrades 6-81.7 mi
8/10
Bob Jones High SchoolGrades 9-123.5 mi

Construction

Materials

  • Foundation: Slab

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,881 sqft

Kitchen

  • Features: Eat-in Kitchen,Tile
  • Level: First
  • Area: 91

Living Room

  • Features: Ceiling Fan(s),Fireplace,Vaulted Ceiling(s),Wood Floor
  • Level: First
  • Area: 540

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Area: 300

Property

Details

  • Parcel number: 1605220004043000

Features

  • Levels: Two
  • Stories: 2

Parking

  • Parking features: Garage-Two Car,Garage Faces Rear

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$170$2,040
Property Taxes $94$1,128
Electricity $240$2,881
Total$1,970$23,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,542/yr
40% on housing$59,100/yr
45% on housing$52,533/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 35758$161
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35758$172
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-04Listed for sale$290,000
2026-06-15Listing removed$1,695
2026-05-01Price change$1,695
2026-03-16Listed for rent$1,795
2026-01-20Listing removed$1,695
2025-09-18Price change$1,695
2025-04-02Price change$1,750
2024-10-23Listed for rent$1,795
2023-06-30Listing removed--
2023-06-22Listed for rent$1,695
2021-01-11Listing removed--
2020-12-16Listed for rent$1,495
2015-09-09Listing removed$1,100
2015-08-22Listed for rent$1,100
2015-06-01Sold$117,000
2015-02-19Sold$166,000

For Sale by Agent

AgentMadison Huff
BrokerageLegend Realty

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