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40W216 Chapman Ct, Geneva, IL, 60134

4beds
4baths
2,204sqft
$529,900
$240price/sqft
$4,002/moest. monthly cost
$160,080/yrincome needed

About This Home

This two stories home offers 4 bedrooms, 2 full and 2 half baths plus a finished basement! WOW!!! is in a prime cul-de-sac location. Vaulted ceilings in the primary bed and bathroom plus in the living room. Second floor laundry. Owner have done many updates in the last 3 years including adding an office in the basement, kitchen cabinets & front door upgrade, electric vehicle charger, Nice garage floors, main level floors, water treatment, newer sump pump. Other updates within the last 5-7 years include the roof, siding, upstairs windows, primary bathroom plus the kitchen were refreshed. This is truly a well maintained home. Finished basement offers a small office and a flexible living space plus a half bath. Backyard is spacious with a great patio accessed off the kitchen and featuring a built-in firepit. This home also, includes a Sunrun solar system that reduces your electric bill! located in Mill Creek subdivision.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Mill Creek SchoolGrades K-50.8 mi
9/10
7/10

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Humidifier
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 140
  • Dimensions: 14X10

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Eating Area

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 144
  • Dimensions: 16X9

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 272
  • Dimensions: 16X17

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Bookcases,Open Floorplan,Dining Combo,Granite Counters,Separate Dining Room,Pantry
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Family Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 64
  • Dimensions: 8X8

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,204 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Pantry-Closet,Granite Counters),Flooring (Hardwood)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Laundry

  • Level: Second
  • Area: 56
  • Dimensions: 8X7

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 180
  • Dimensions: 12X15

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Second
  • Area: 270
  • Dimensions: 15X18

Office

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 56
  • Dimensions: 7X8

Other

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 589
  • Dimensions: 31X19

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1111277015
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Fire Pit
  • Fencing: Fenced

Lot

  • Lot size: 6,969 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 60X120

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$192$2,304
Property Taxes $962$11,544
Electricity $169$2,034
Total$4,002$48,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,211/yr
40% on housing$120,060/yr
45% on housing$106,720/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 60134$313
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60134$242
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$524,900
2026-08-02Price change$529,900
2026-07-18Price change$547,900
2026-07-02Listed for sale$557,900
2023-06-23Sold$490,000
2023-06-11Listing removed--
2023-05-15Contingent$468,000
2023-05-11Listed for sale$468,000
2013-03-12Sold$362,784
2011-05-29Listing removed$344,900
2010-07-20Listed for sale$344,900
2008-05-30Sold$310,000

For Sale by Agent

AgentDayana Polhill
BrokerageCentury 21 Circle - Aurora

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