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642 Ponte Villas S #141, Baltimore, MD, 21230

4beds
4baths
3,732sqft
$1,495,000
$401price/sqft
$10,954/moest. monthly cost
$438,160/yrincome needed

About This Home

Experience elevated waterfront living in this fully renovated five-level smart home overlooking Baltimore’s harbor and skyline, complete with a private elevator and rooftop deck. Designed for both luxury and ease, the home blends striking design, marble finishes, heated floors, custom closets, designer lighting, and bold architectural details, with a fully integrated smart system that adapts to your lifestyle. Set the tone for your day with personalized morning and evening routines, automated lighting, music, climate, and window shades that adjust seamlessly at the touch of a button or voice command. From Lutron lighting and smart locks to whole-home Sonos, mesh WiFi, and touchless fixtures, every detail is built for effortless living. With a chef’s kitchen, spa-inspired bathrooms, custom wet bar, EV charging, and a smart, upgraded garage, this home offers a rare combination of thoughtful design, advanced technology, and prime waterfront views. Nestled within an exclusive gated community, this exceptional residence showcases sweeping harbor views and an unparalleled blend of elegance and comfort. A grand double wrought iron door entry welcomes you into a stunning foyer adorned with marble flooring, intricate box and picture molding, and seamless access to both a two-car garage and a private en-suite bedroom featuring sophisticated fixtures and designer finishes. The main living level is thoughtfully designed with an open floor plan, showcasing rich oak flooring and soaring ceilings that create a warm, inviting ambiance throughout. The living room is anchored by a gas fireplace, complemented by custom-built-in bookcases and access to one of several private balconies. The dining area is bathed in natural light and enhanced by refined millwork, integrated whole-home audio, and picturesque harbor views. At the heart of the home, the gourmet kitchen is a chef’s dream, featuring a spacious center island with breakfast bar, 42-inch cabinetry, quartz countertops, stainless steel appliances, a butler’s bar, and a built-in buffet with open shelving, perfect for both everyday living and elegant entertaining. Retreat to the luxurious primary suite, complete with a generous walk-in closet, sitting area, private balcony access, and a custom-built-in wardrobe. The spa-inspired en-suite bath offers a jetted soaking tub, an arabesque-tiled walk-in shower, heated floors, dual vanities, and a private water closet. The penthouse level provides a versatile open space ideal for a home office, highlighted by a gas fireplace, along with two additional bedrooms, one with balcony access, and a well-appointed hall bath. Additional features include a private elevator, fully renovated bathrooms, and California Closet systems throughout for optimal organization. Enjoy direct water access with private docks, perfect for boating enthusiasts. Ideally located with convenient access to major commuter routes, including I-95, I-295, and I-83, this home offers effortless travel to Washington, D.C., New York City, and Baltimore’s most iconic destinations, including M&T Bank Stadium, Camden Yards, the National Aquarium, and beyond. This is waterfront luxury redefined.

Getting Around

79
WalkingVery Walkable
80
TransitExcellent Transit
73
BikeVery Bikeable

Schools

7/10
1/10
5/10
The Crossroads SchoolGrades 6-80.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Other
  • Roof: Flat
  • Construction materials: Brick,Brick Veneer,Combination,Stone

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Ice Maker,Double Oven,Self Cleaning Oven,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Water Dispenser,Water Heater,Gas Water Heater
  • Laundry features: Has Laundry

Bedroom2

  • Features: Flooring - HardWood,Balcony Access
  • Level: Upper
  • Area: 196
  • Dimensions: 14 X 14

Bedroom3

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 100
  • Dimensions: 10 X 10

Bedroom4

  • Features: Flooring - Other,Attached Bathroom
  • Level: Lower
  • Area: 110
  • Dimensions: 10 X 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Features

  • Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Open Floorplan,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Primary Bath(s),Pantry,Primary Bedroom - Bay Front,Recessed Lighting,Soaking Tub,Bathroom - Stall Shower,Bathroom - Tub Shower,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall,High Ceilings
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile,Hardwood,Marble,Wood
  • Number of fireplaces: 2
  • Fireplace features: Glass Doors,Gas/Propane,Mantel(s),Screen
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,732

Foyer

  • Features: Flooring - Marble
  • Level: Lower
  • Area: 104
  • Dimensions: 8 X 13

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Programmable Thermostat,Zoned,Electric

Interior Area

  • Total structure area: 3,732
  • Total interior livable area: 3,732 sqft

Kitchen

  • Features: Flooring - HardWood,Countertop(s) - Quartz,Breakfast Bar,Eat-in Kitchen,Kitchen Island,Kitchen - Gas Cooking,Pantry
  • Level: Main
  • Area: 272
  • Dimensions: 16 X 17

Living Room

  • Features: Flooring - HardWood,Fireplace - Gas,Balcony Access
  • Level: Main
  • Area: 252
  • Dimensions: 14 X 18

Office

  • Features: Flooring - HardWood,Fireplace - Gas,Built-in Features
  • Level: Upper
  • Area: 165
  • Dimensions: 11 X 15

Primary Bedroom

  • Features: Flooring - HardWood,Attached Bathroom,Balcony Access,Soaking Tub,Bathroom - Jetted Tub,Walk-In Closet(s),Bathroom - Stall Shower,Built-in Features,Flooring - Heated,Primary Bedroom - Sitting Area
  • Level: Upper
  • Area: 336
  • Dimensions: 16 X 21

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 0324131922 660
  • Zoning: C-2*
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: Community
  • Patio & porch: Deck,Roof
  • Exterior features: Lighting,Sidewalks,Street Lights,Rain Gutters,Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Harbor,Water
  • Has water view: Yes
  • Water view: Harbor,Water
  • On waterfront: Yes
  • Waterfront features: Canal
  • Waterbody name: Baltimore Harbor
  • Frontage length: Water Frontage Ft: 35

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$1,214$14,568
Property Taxes $1,706$20,472
Electricity $475$5,705
Total$10,954$131,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$375,565/yr
40% on housing$328,620/yr
45% on housing$292,106/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$401This listing

vs Other Active Listings

Avg $/sqft

ZIP 21230$141
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21230$161
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$1,495,000
2026-04-30Listed for sale$1,595,000
2024-07-15Sold$1,190,000
2024-04-26Sold$1,190,000
2024-03-19Pending sale$1,200,000
2024-02-29Listed for sale$1,200,000
2023-11-02Listing removed$1,245,000
2023-06-01Price change$1,245,000
2023-04-10Listed for sale$1,295,000
2015-04-22Listing removed$1,195,000
2015-04-13Listed for sale$1,195,000

For Sale by Agent

AgentJulie Singer
BrokerageNorthrop Realty

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