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2861 S Hartland, Southaven, MS, 38672

3beds
2baths
2,539sqft
$319,900
$126price/sqft
$2,188/moest. monthly cost
$87,520/yrincome needed

About This Home

This beautifully maintained home features an open floor plan with a spacious great room, stunning stone gas fireplace, and a kitchen complete with stainless steel appliances, granite countertops, ample cabinetry, a breakfast bar, and an eat-in area. You'll be hard-pressed to find a home that's been cared for as well as this one. With all living space on one level, oversized bedrooms, generous closets, and expansive living areas, the home feels both open and incredibly inviting. The private primary suite offers a tray ceiling, a large walk-in closet, and an ensuite bath with a jetted tub and separate shower. Both bathrooms have been beautifully updated with tile finishes. Step outside to the covered back patio and enjoy the professionally manicured, fully fenced backyard featuring a large storage building. The covered front porch and back patio provide the perfect spaces to relax and unwind. Conveniently located near shopping, dining, and schools, this move-in-ready home is one you won't want to miss!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
8/10
8/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Electric Range,Microwave
  • Laundry features: Laundry Room,Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Pantry,Smart Thermostat,Other,Double Vanity
  • Door features: Dead Bolt Lock(s),Fiberglass,Hinged Patio,Insulated
  • Window features: Blinds,Insulated Windows,Vinyl
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,539
  • Total interior livable area: 2,539 sqft

Property

Details

  • Parcel number: 2075160700008400

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Rain Gutters
  • Fencing: Gate,Privacy,Wood

Lot

  • Lot size: 8,712 sqft
  • Features: Landscaped,Level
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$194$2,328
Property Taxes $141$1,692
Electricity $236$2,833
Total$2,188$26,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,017/yr
40% on housing$65,640/yr
45% on housing$58,346/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 38672$152
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38672$162
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$319,900
2026-08-03Listed for sale$319,900

For Sale by Agent

AgentKurt D Olivent
BrokerageCrye-Leike Hernando

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