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304 Palisade Ave #201, Union City, NJ, 07087

3beds
2baths
--sqft
$674,000
--price/sqft
$4,628/moest. monthly cost
$185,120/yrincome needed

About This Home

Introducing this beautifully maintained 3-bedroom, 2-bath condo offering over 1,330 square feet of bright, spacious living with the rare convenience of garage parking in one of Union City's most desirable locations. Just moments from Washington Park, shopping, schools, restaurants, and direct NYC transportation, this home combines comfort, style, and everyday convenience. The expansive open-concept living and dining area is filled with natural light from multiple exposures, creating an inviting space for relaxing or entertaining. A versatile office nook or play area adds flexibility, while the modern kitchen features stainless steel appliances, ample cabinetry, and an oversized breakfast bar perfect for casual meals and gatherings. Privately tucked down a long hallway, three generously sized bedrooms provide a peaceful retreat from the main living spaces. The oversized primary suite includes a walk-in closet, en-suite bath, and private terrace overlooking the backyard. Natural light pours through the charming front bay window and rear terrace doors, enhancing the home's warm, airy feel. Additional highlights include an in-unit washer and dryer, extra garage storage, and the spacious layout of a true three-bedroom home. This exceptional Union City residence offers the perfect blend of space, functionality, and easy access to everything you need.

Getting Around

91
WalkingWalker's Paradise
75
TransitExcellent Transit
63
BikeBikeable

Schools

9/10
Sara M. Gilmore AcademyGrades 1-80.8 mi
8/10
Jose Marti STEM AcademyGrades 9-120.9 mi

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • One Floor Living
  • Flooring: Hardwood

Property

Details

  • Parcel number: 1000190000000003C0201
  • Other equipment: Intercom

Features

  • Patio & porch: Terrace
  • Waterfront features: None

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,408$40,896
Home Insurance *$259$3,108
Property Taxes $768$9,216
Electricity $193$2,318
Total$4,628$55,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,674/yr
40% on housing$138,840/yr
45% on housing$123,413/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$422
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$674,000
2026-07-16Listed for sale$674,000
2023-05-05Sold$590,000
2023-02-15Sold$590,000
2022-12-27Pending sale$599,000
2022-11-15Listing removed--
2022-11-08Listed for rent$3,400
2022-10-28Price change$599,000
2022-10-06Listed for sale$649,000
2017-09-28Sold$523,000
2017-07-19Listed for sale$499,000

For Sale by Agent

AgentJill Biggs
BrokerageColdwell Banker, Hoboken

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