604 N River Ave, Toronto, OH, 43964
About This Home
MOTIVATED!! SELLER WILL LOOK AT ANY REASONABLE OFFER!! RIVER FRONT PROPERTY!! Experience riverfront living at its finest in this one-of-a-kind home offering breathtaking, unobstructed river views and exceptional outdoor entertaining space! From the moment you arrive, you’ll appreciate the charm, character, and lifestyle this property delivers. The inviting main level showcases beautiful hardwood flooring throughout, a cozy electric fireplace with a stunning mantel, and a formal dining room featuring French doors that open to a covered deck overlooking the sweeping river scenery. Enjoy peaceful waterfront views with no industrial plants in sight on either side, creating a truly rare and tranquil setting — plus no flood insurance is required! Designed with entertaining in mind, the outdoor living areas are ready for gatherings of all sizes. Relax all season long in the heated above-ground pool, complemented by a pool house equipped with electric and water for added convenience. The lower-level full bath with heated floors is perfect for guests coming in from outdoor activities and poolside gatherings. Existing steps lead to the riverbank and could easily be revitalized with some brush clearing and TLC for even greater river access and enjoyment. This charming 3-bedroom, 2-full-bath home, built in 1928, is filled with timeless character. The attached garage is believed to have once served as carriage house storage in years past, adding to the home’s rich history and appeal. Conveniently located just minutes from the Toronto High School football and baseball complex, local restaurant/marina access, and more, this property offers the perfect blend of riverfront serenity and everyday convenience! PRE APPROVED BUYERS ONLY PLEASE TO MAKE APPTS.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Foundation: Block
- Roof: Asphalt,Fiberglass
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Conventional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Interior Entry,Partially Finished,Storage Space,Walk-Out Access
Bathroom
- Level: Second
- Dimensions: 9 x 9
Bathroom
- Level: Lower
- Dimensions: 12 x 5
Bedroom
- Level: Second
- Dimensions: 12 x 14
Bedroom
- Level: Second
- Dimensions: 11 x 10
Bedroom
- Level: Second
- Dimensions: 9 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: First
- Dimensions: 12 x 14
Features
- Natural Woodwork
- Number of fireplaces: 1
- Fireplace features: Electric,Heatilator,Living Room
- Fireplace: Yes
- Finished area below ground: 60
- Finished area above ground: 1,134
Heating & Cooling
- Heating features: Forced Air,Fireplace(s),Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,194
- Total interior livable area: 1,194 sqft
Kitchen
- Level: First
- Dimensions: 13 x 13
Living Room
- Features: Fireplace
- Level: First
- Dimensions: 24 x 13
Property
Details
- Parcel number: 1902965000
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Above Ground,Heated
- Patio & porch: Covered,Deck,Front Porch,Patio,See Remarks
- Exterior features: Storage
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- On waterfront: Yes
- Waterfront features: River Front
- Frontage type: River
Lot
- Lot size: 0.30 Acres
- Features: Gentle Sloping,Views
Parking
- Total spaces: 1
- Parking features: Attached,Garage,Gravel,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $146 | $1,752 |
| Electricity | $193 | $2,320 |
| Total | $1,434 | $17,208 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $189,000 |
| 2026-06-30 | Price change | $199,900 |
| 2026-06-25 | Price change | $210,000 |
| 2026-06-16 | Price change | $225,000 |
| 2026-05-23 | Listed for sale | $235,000 |
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