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4982 State Route 213, Toronto, OH, 43964

5beds
4baths
3,392sqft
$419,000
$124price/sqft
$3,115/moest. monthly cost
$124,600/yrincome needed

About This Home

Don’t miss your chance to own this stunning home, perfectly nestled in a peaceful country setting with a picturesque creek, yet just 7 minutes from Route 7 and less than 10 minutes from the university. This beautiful 5 bedroom, 4-bath home welcomes you with a spacious great room featuring a striking fireplace and a large picture window that showcases the breathtaking natural surroundings. The updated kitchen is both stylish and functional, while the main level also offers an updated full bath and a flexible room that could easily serve as a fifth bedroom, home office, or guest suite. Step outside from the kitchen onto the expansive covered back deck, where you can relax and enjoy serene views of the creek below. The luxurious primary suite boasts a completely remodeled ensuite bath, creating a true private retreat. The finished walk-out lower level adds even more living space and features a second custom fireplace, making it the perfect place to entertain or unwind. Outside, you’ll appreciate the new driveway, beautiful landscaping, attractive stone accents at the entrance, and the picture-perfect approach down the stately driveway. The inviting covered front porch is the ideal spot to enjoy your morning coffee while taking in the peaceful surroundings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Stanton Elementary SchoolGrades PK-68.0 mi
4/10
Edison Jr. High SchoolGrades 7-84.3 mi
6/10
Edison High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Full,Finished,Bath/Stubbed,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 950
  • Finished area above ground: 2,442

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,392
  • Total interior livable area: 3,392 sqft

Property

Details

  • Parcel number: 0901716000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2.12 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$310$3,720
Property Taxes $324$3,888
Electricity $363$4,365
Total$3,115$37,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,800/yr
40% on housing$93,450/yr
45% on housing$83,066/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 43964$90
Jefferson County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 43964$117
Jefferson County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$419,000
2026-07-09Price change$445,000
2024-08-13Pending sale$434,900
2024-08-09Sold$417,000
2024-07-11Contingent$434,900
2024-07-11Listed for sale$434,900
2023-03-03Listing removed$445,900
2022-08-30Listed for sale$445,900

For Sale by Agent

AgentShannon Irvin
BrokerageCedar One Realty

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