See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

206 N 3rd St, Toronto, OH, 43964

5beds
6baths
3,228sqft
$229,900
$71price/sqft
$1,856/moest. monthly cost
$74,240/yrincome needed

About This Home

Step into history with this distinguished residence, originally built in 1818 and thoughtfully expanded through the decades. Perfectly situated in the center of town, the home is surrounded by historic churches, the gazebo common area, and other notable heritage buildings, creating a picturesque and timeless setting. This remarkable property features 11 spacious rooms, 3 full baths, and 3 half baths, blending historic elegance with modern convenience. The most recent addition, completed in 1958, introduced a bright kitchen, a comfortable primary bedroom with private bath and a convenient two car garage. Recent improvements include vinyl siding, new windows and exterior doors, a new roof and more, ensuring lasting quality while preserving the home's classic charm. With its versatile layout, this property offers many possibilities- ideal for a home office, first floor in-law suite, or simply a spacious family residence. Adjacent to the World War 1 Monument-unveiled in 1919 as the earliest monument to the Great War in the United States- this prestigious historic home presents a rare opportunity to own a piece of local history in one of the town's most iconic and walkable locations. This is truly a must-see property-rich in character, filled with potential, and ready to continue its remarkable story.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
5/10
Toronto High SchoolGrades 6-121.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1818

Materials

  • Foundation: Combination
  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Up Access

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 3
  • 1/2 bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: First

Eat In Kitchen

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace features: Basement
  • Fireplace: Yes
  • Finished area below ground: 476
  • Finished area above ground: 2,752

Heating & Cooling

  • Heating features: Gas,Hot Water,Steam
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,228
  • Total interior livable area: 3,228 sqft

Living Room

  • Level: First

Office

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Recreation

  • Features: Fireplace
  • Level: Basement

Sitting Room

  • Level: First

Property

Details

  • Parcel number: 1903078000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 3
  • Parking features: On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$170$2,040
Property Taxes $178$2,136
Electricity $346$4,154
Total$1,856$22,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,634/yr
40% on housing$55,680/yr
45% on housing$49,493/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 43964$95
Jefferson County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 43964$117
Jefferson County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-08Price change$240,000
2025-10-27Listed for sale$250,000

For Sale by Agent

AgentGayle A Troski
BrokerageHoward Hanna Premier R E

Similar Homes