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132 Valley Dr, Richmond, OH, 43944

2beds
3baths
2,300sqft
$289,000
$126price/sqft
$2,493/moest. monthly cost
$99,720/yrincome needed

About This Home

Beautifull updated raised ranch. Addition was added to host a huge great room with stone gas fireplace another bath and 1st floor laundry on the main level. Additional garage that has a gorgeous, covered deck above for lots of family enjoyment. Under the great room is a walk out rec room. Could be additional living space for family member as it has its own entrance along with a full bath. Interior doors and woodwork are all oak hardwood with 6 panel doors. New updated electric service with a plug for your generator when electric goes out! Exterior is maintenance free. Stone and vinyl. New Steel Roof in 2023. Windows are vinyl replacement. Well and septic have been approved through the Jefferson County Health dept and will be in supplements. OWNERS ARE TRANSFERING THE MINERAL RIGHTS! Propane tank for fireplace is rented, and hot water tank is owned. Maintanience free exterior.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
3/10
Edison Jr. High SchoolGrades 7-82.0 mi
5/10
Edison High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1980

Materials

  • Foundation: Block,Stone
  • Roof: Metal
  • Construction materials: Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: In Bathroom,In Basement,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Up Access,Walk-Out Access

Bathroom

  • Level: Lower

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: First

Eat In Kitchen

  • Level: First

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,Open Floorplan,Storage
  • Window features: Bay Window(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Propane
  • Fireplace: Yes
  • Finished area below ground: 676
  • Finished area above ground: 1,624

Great Room

  • Features: Fireplace,High Ceilings
  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Laundry

  • Features: Built-in Features
  • Level: First

Primary Bedroom

  • Level: First

Recreation

  • Level: Lower

Property

Details

  • Parcel number: 0902581000

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 0.92 Acres
  • Features: Landscaped
  • Lot size dimensions: .92

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Faces Front,Garage,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$563$6,756
Property Taxes $223$2,676
Electricity $246$2,960
Total$2,493$29,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,474/yr
40% on housing$74,790/yr
45% on housing$66,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 43944$104
Jefferson County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 43944$68
Jefferson County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$299,900

For Sale by Agent

AgentLucinda L Alloggia
BrokerageGary W. Cain Realty & Auctioneers,LLC

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