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15 Shore Road, Milton, VT, 05468

1beds
1baths
610sqft
$399,000
$654price/sqft
$2,840/moest. monthly cost
$113,600/yrincome needed

About This Home

Amazing opportunity to own a year round waterfront home on beautiful Lake Arrowhead! Whether you’re searching for a fulltime residence or the perfect lakeside retreat, this property offers the ideal blend of comfort, recreation, and convenience. Enjoy peaceful waters perfect for kayaking, canoeing, paddleboarding, and fishing right from your backyard. Nature lovers will appreciate frequent sightings of bald eagles, osprey, blue herons, turtles, and baby ducks, creating a truly serene waterfront setting. In the winter, embrace the beauty of the season with skating and nearby skiing, all from your own quintessential lakeside escape. Welcoming covered front porch leads into a slate tile entry, creating the perfect mudroom for all seasons. Vinyl flooring flows throughout the home, leading into a warm and inviting living room that opens to the dining area. A conveniently located 3/4 bath is just down the hall. Wake each morning to breathtaking lake views and spectacular sunrises from the primary bedroom. The kitchen is equipped with an electric range, refrigerator, and microwave, while the adjoining sunroom offers flexible living space ideal for a den, guest room, or hobby area. Step outside onto the rear deck overlooking the lake—an idyllic setting for morning coffee, entertaining, or simply enjoying the peaceful surroundings and abundant wildlife. Situated on a quiet dead-end residential road with only 1 neighboring home and a forest across the water, this property offers the feeling of a cozy lakeside campground with the comfort of a home with no winterizing required. The generous yard includes space for gardens, a stone fire pit, and a storage shed. Conveniently located just 5 minutes from Milton amenities, including the beloved Dam Store and deli, and approximately 20 minutes to Burlington & St. Albans. You’ll also enjoy easy access to the Champlain Islands, Smugglers’ Notch, & Montreal, making this an ideal home base for year-round recreation

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Milton Elementary SchoolGrades PK-41.4 mi
4/10
Milton Middle SchoolGrades 5-81.8 mi
8/10
Milton Senior High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block,Other
  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen/Dining,Natural Light
  • Flooring: Slate/Stone,Vinyl,Vinyl Plank
  • Finished area below ground: 0
  • Finished area above ground: 610

Heating & Cooling

  • Heating features: Propane,Monitor Type,Space Heater
  • Cooling features: None

Interior Area

  • Total structure area: 610
  • Total interior livable area: 610 sqft

Property

Details

  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Shed
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach Access
  • Waterbody name: Arrowhead Mountain Lake
  • Frontage length: Road frontage: 210

Lot

  • Lot size: 0.29 Acres
  • Features: Near Paths,Near Shopping,Near Snowmobile Trails,Near School(s)

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $91$1,092
Property Taxes $478$5,736
Electricity $254$3,053
Total$2,840$34,080

Income You'd Need if You Spent...

35% on housing$97,371/yr
40% on housing$85,200/yr
45% on housing$75,733/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$654This listing

vs Other Active Listings

Avg $/sqft

ZIP 05468$228
Chittenden County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 05468$232
Chittenden County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$399,000
2023-04-14Sold$338,500
2023-03-29Contingent$338,500
2023-03-24Listed for sale$338,500
2021-08-26Sold$261,500
2021-08-11Contingent$189,900
2021-08-06Listed for sale$189,900

For Sale by Agent

AgentTracie L Carlos
BrokerageRidgeline Real Estate

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