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14 Ritchie Avenue #102, Milton, VT, 05468

2beds
1baths
816sqft
$239,000
$293price/sqft
$1,802/moest. monthly cost
$72,080/yrincome needed

About This Home

Affordable investment opportunity! Stop paying others mortgage. This well maintained one-level condo built in 2006, offering easy living in a convenient village location. This efficient and affordable home features sound-dampened walls for added comfort and privacy, along with low monthly association dues. Inside, you’ll find two bedrooms, a large full bath, and a bright kitchen with plenty of cabinets and counter space. The dining area leads to a sliding glass door to your own patio and garden area, perfect for relaxing. Natural light fills the home, creating a warm and inviting atmosphere throughout. The full vapor-sealed basement offers abundant storage space along with laundry, complete with washer and dryer and potential for added living space, the Sellers added interior stairs so that this space is ready for your vision! Enjoy access to common land and the peaceful surroundings of this beautiful Milton location. Conveniently situated close to parks, shopping, schools, I-89, Lake Champlain, Burlington, and all local amenities. Allowed 2 cats, no dogs permitted. Rentals are allowed with a minimum six-month lease and no rental cap, making this a fantastic opportunity for both investors and owner-occupants alike. Come see all this wonderful condo has to offer!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Milton Elementary SchoolGrades PK-40.3 mi
4/10
Milton Middle SchoolGrades 5-80.6 mi
8/10
Milton Senior High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Water Heater
  • Laundry features: Laundry Hook-ups,In Basement

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Concrete,Interior Stairs,Storage Space,Interior Access,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen/Dining,Natural Light,Indoor Storage
  • Flooring: Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 816

Heating & Cooling

  • Heating features: Oil,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 816 sqft

Property

Accessibility

  • Accessibility features: 1st Floor Full Bathroom,Access to Parking,No Stairs from Parking,One-Level Home,Paved Parking,Handicap Modified

Details

  • Zoning description: Res.
  • Exclusions: Refrigerator in the kitchen Chest Freezer

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Trash,Garden

Lot

  • Features: Condo Development,Level,Sidewalks,In Town,Near Shopping,Near Snowmobile Trails,Neighborhood

Parking

  • Total spaces: 2
  • Parking features: Shared Driveway,Paved,Assigned,Driveway,Off Street,On Site,Parking Spaces 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance $54$648
Property Taxes $286$3,432
Electricity $254$3,053
Total$1,802$21,624

Income You'd Need if You Spent...

35% on housing$61,782/yr
40% on housing$54,060/yr
45% on housing$48,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 05468$231
Chittenden County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 05468$232
Chittenden County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$239,000
2026-06-02Price change$245,000
2026-05-15Listed for sale$249,900
2022-05-25Sold$200,000
2022-04-08Listed for sale$199,900

For Sale by Agent

AgentStacie M Callan
BrokerageCENTURY 21 North East

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