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78 Palmas Ct, Tubac, AZ, 85646

2beds
3baths
2,539sqft
$765,000
$301price/sqft
$4,682/moest. monthly cost
$187,280/yrincome needed

About This Home

Every detail in this spectacular residence has been thoughtfully curated for comfort, convenience, and refined living. Enjoy views of the Tubac Golf Resort along with the Santa Rita and Tumacacori Mountains. Sophisticated architectural elements blend indoor and outdoor spaces, creating a seamless connection to the home's exceptional landscaping. A beautiful gated front courtyard with fireplace! Covered rear terraces showcase panoramic vistas with access from both the primary and guest bedrooms. Interior highlights include tile flooring, exposed beams, vaulted ceilings, and impressive fireplaces in both the living room and the guest quarters. The stunning gourmet kitchen features custom cabinetry, artisan tile backsplash, spacious island, and upgraded appliances!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Mountain View SchoolGrades K-56.6 mi
4/10
Coatimundi Middle SchoolGrades 6-811.0 mi
5/10
Rio Rico High SchoolGrades 9-128.1 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Built-Up
  • Construction materials: Frame - Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Santa Barbara
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Water Purifier,Microwave,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator
  • Laundry features: Storage,Laundry Room,Washer,Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Wet Bar,Walk-In Closet(s)
  • Flooring: Ceramic Tile
  • Number of fireplaces: 3
  • Fireplace features: Bee Hive,Insert,Gas,Guest Quarters,Patio,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,539
  • Total interior livable area: 2,539 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 11211243
  • Zoning: SCC - R-5
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Courtyard
  • Spa features: None
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: Mountain(s),Sunset,Golf Course,Sunrise

Lot

  • Lot size: 6,534 sqft
  • Features: Decorative Gravel,Flower Beds,Shrubs,Sprinklers In Front,Corner Lot
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Lightning
Drought
Strong Wind

FEMA Declared Disasters in Santa Cruz County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,868$46,416
Home Insurance $151$1,812
Property Taxes $395$4,740
Electricity $268$3,226
Total$4,682$56,184

Income You'd Need if You Spent...

35% on housing$160,525/yr
40% on housing$140,460/yr
45% on housing$124,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 85646$233
Santa Cruz County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 85646$304
Santa Cruz County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-24Listed for sale$765,000
2024-06-28Sold$764,000
2024-06-20Pending sale$764,000
2024-04-29Contingent$764,000
2024-03-05Price change$764,000
2023-11-27Listed for sale$779,000
2009-11-16Sold$666,569

For Sale by Agent

AgentGary P Brasher
BrokerageRuss Lyon Sotheby's International

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