See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12428 Tamarack Rd, Floodwood, MN, 55736

5beds
2baths
2,077sqft
$399,900
$193price/sqft
$2,582/moest. monthly cost
$103,280/yrincome needed

About This Home

OPEN HOUSE - Sunday, August 9 from 1:30-3:30 pm. Dream BIG and imagine all the amazing possibilities with this fantastic property! Located on 45 acres of prime land in Floodwood, this might be just the property you've been waiting for. You'll be impressed with the huge (43x35) insulated and heated garage with (10x15) office space, perfect for an at-home business, dog boarding, mechanic shop or just simply housing all of your prized possessions! There is also a 30x54 pole building for even more storage or it could be converted into a horse stable. The beautiful move-in ready home is spacious and features five bedrooms and two bathrooms, main floor laundry hook-ups, main floor bath with jacuzzi tub and over 2,000 sq ft of living space, complete with a new metal roof, new furnace and new carpet in the living room. Plus, there is central air and an option to utilize the existing outdoor wood boiler system for heat if you'd prefer that over the new propane furnace (and the huge wood pile will be staying). Outside there is plenty of space to enjoy on the deck and patio area. The chicken coop is ready and waiting and if you'd like some additional four legged friends there is a pig pen area set up and currently occupied...feel free to say hi to the four of them when you're there. Private and serene, with excellent hunting (there is even a pond for waterfowl) and an opportunity to make your own hay on a portion of it, this property really does offer it all. It could be your dream come true - don't miss out!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Floodwood SecondaryGrades 7-125.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener-Owned,Dishwasher,Dryer,Freezer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Upper
  • Area: 40.95
  • Dimensions: 6.3 x 6.5

Bathroom

  • Level: Main
  • Area: 68.25
  • Dimensions: 9.1 x 7.5

Bedroom

  • Level: Upper
  • Area: 102.6
  • Dimensions: 7.6 x 13.5

Bedroom

  • Level: Upper
  • Area: 124.32
  • Dimensions: 11.2 x 11.1

Bedroom

  • Level: Upper
  • Area: 124.32
  • Dimensions: 11.2 x 11.1

Bedroom

  • Level: Upper
  • Area: 104.34
  • Dimensions: 9.4 x 11.1

Bedroom

  • Level: Upper
  • Area: 104.34
  • Dimensions: 9.4 x 11.1

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 204.06
  • Dimensions: 17.9 x 11.4

Features

  • Ceiling Fan(s),Eat In Kitchen,Kitchen Island,Natural Woodwork,Walk-In Closet(s)
  • Window features: Vinyl Windows,Wood Frames
  • Flooring: Tiled Floors
  • Finished area below ground: 0
  • Finished area above ground: 2,077

Foyer

  • Level: Main
  • Area: 113.22
  • Dimensions: 10.2 x 11.1

Heating & Cooling

  • Heating features: Forced Air,Wood,Outdoor Boiler,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,077 sqft

Kitchen

  • Level: Main
  • Area: 272.08
  • Dimensions: 17.9 x 15.2

Living Room

  • Level: Main
  • Area: 436.391
  • Dimensions: 24.11 x 18.1

Storage

  • Level: Basement
  • Area: 170.17
  • Dimensions: 9.1 x 18.7

Property

Details

  • Parcel number: 390001005475
  • Other equipment: Fuel Tank-Rented

Features

  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Panoramic
  • Waterfront features: Waterfront Access(Private)

Lot

  • Lot size: 45 Acres
  • Lot size dimensions: Irreg

Parking

  • Total spaces: 3
  • Parking features: Gravel,Detached,Heat,Insulation
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$163$1,956
Property Taxes $222$2,664
Electricity $175$2,102
Total$2,582$30,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,525/yr
40% on housing$77,460/yr
45% on housing$68,853/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 55736$118
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55736
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$399,900
2024-09-27Sold$370,000
2024-08-26Pending sale$379,900
2024-08-13Contingent$379,900
2024-08-06Price change$379,900
2024-07-30Listed for sale$389,900
2024-07-27Contingent$389,900
2024-07-12Listed for sale$389,900
2022-06-17Sold$324,900
2022-05-18Pending sale$324,900
2022-05-08Contingent$324,900
2022-05-03Listed for sale$324,900
2015-06-13Listing removed$225,000
2015-05-19Pending sale$225,000
2015-03-18Price change$225,000
2014-09-30Price change$232,000
2014-06-03Listed for sale$249,000

For Sale by Agent

AgentJulie Antonutti
BrokerageAdolphson Real Estate - Cloquet

Similar Homes