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9 Withers Lane, Atlantic Highlands, NJ, 07716

5beds
8baths
6,025sqft
$2,999,900
$498price/sqft
$20,939/moest. monthly cost
$837,560/yrincome needed

About This Home

Welcome to 9 Withers Lane, a breathtaking custom estate nestled on 2.07 acres of the most beautifully landscaped and flowered property in the area. Built in 2009 this residence offers the perfect balance of timeless elegance and modern functionality, designed to meet the needs of today's discerning buyer. The main home features five spacious bedrooms, five full baths, and two half baths, with an open floor plan ideal for both relaxed living and grand entertaining. Walk into a foyer and great room with soaring ceilings and a view of your resort styled backyard. Rich woodwork and coffered ceilings highlight the home's craftsmanship, especially in the stunning office/ 2nd family room. The updated (2023) state-of-the-art kitchen is the heart of the home, boasts new Thermador appliances and an oversized center island. The primary suite is a private sanctuary with a sitting room, fireplace, and his-and-her walk-in closets. An oversized first-floor guest suite adds flexibility for extended family or visitors. The fully finished basement, approximately 2,400 square feet, includes a stunning home theater, wet bar, and plenty of space for a gym, office or entertaining. Outside, the resort-like grounds are as functional as they are beautiful, featuring a heated gunite pool with integrated spa and waterfall, full house natural gas generator, exquisite sound system and outdoor lighting, and expansive, flat lawn areas designed for relaxation and recreation. The property also includes a guest house complete with its own living room, kitchen, bathroom, and laundry - perfect for guests, extended stays or multi generational living. A heated three-car garage and easy access to a 40-minute ferry ride to Manhattan make this the ideal home for both luxurious living and effortless commuting.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
7/10
Bayshore Middle SchoolGrades 6-81.0 mi
7/10

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Timberline
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Ceilings - High,Finished,Full,Heated

Bedroom

  • Area: 252
  • Dimensions: 18 x 14

Bedroom

  • Area: 212.16
  • Dimensions: 15.6 x 13.6

Bedroom

  • Area: 256
  • Dimensions: 16 x 16

Bedroom

  • Area: 208
  • Dimensions: 16 x 13

Bedroom

  • Area: 224
  • Dimensions: 16 x 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Breakfast

  • Area: 192
  • Dimensions: 16 x 12

Dining Room

  • Area: 336
  • Dimensions: 21 x 16

Exercise Room

  • Area: 440
  • Dimensions: 22 x 20

Features

  • Balcony,Ceilings - 9Ft+ 1st Flr,Conservatory,Dec Molding,Wet Bar,Recessed Lighting
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 3
  • Fireplace: Yes
  • Attic: Attic,Pull Down Stairs

Foyer

  • Area: 176
  • Dimensions: 16 x 11

Great Room

  • Area: 400
  • Dimensions: 20 x 20

Heating & Cooling

  • Heating features: Natural Gas,3+ Zoned Heat
  • Cooling features: Central Air,3+ Zoned AC

Interior Area

  • Total structure area: 6,025
  • Total interior livable area: 6,025 sqft

Kitchen

  • Area: 368
  • Dimensions: 23 x 16

Kitchen

  • Area: 88
  • Dimensions: 11 x 8

Laundry

  • Area: 85
  • Dimensions: 17 x 5

Laundry

  • Area: 36
  • Dimensions: 9 x 4

Living Room

  • Area: 357
  • Dimensions: 21 x 17

Office

  • Area: 288
  • Dimensions: 18 x 16

Office

  • Area: 323
  • Dimensions: 17 x 19

Other

  • Area: 384
  • Dimensions: 24 x 16

Other

  • Area: 342
  • Dimensions: 19 x 18

Other

  • Area: 225
  • Dimensions: 15 x 15

Rec Room

  • Area: 225
  • Dimensions: 15 x 15

Rec Room

  • Area: 225
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: 320071100000002302
  • Zoning description: Residential, Single Family

Features

  • Stories: 3
  • Private pool: Yes
  • Pool features: Fenced,Gunite,In Ground,Pool Equipment,Pool House,Self Cleaner,Pool/Spa Combo
  • Exterior features: Swimming,Lighting
  • Fencing: Fenced Area

Lot

  • Lot size: 2.07 Acres
  • Features: Cul-De-Sac,Dead End Street,Irregular Lot

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Driveway,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,169$182,028
Home Insurance *$1,007$12,084
Property Taxes $4,099$49,188
Electricity $664$7,970
Total$20,939$251,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$717,908/yr
40% on housing$628,170/yr
45% on housing$558,373/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$498This listing

vs Other Active Listings

Avg $/sqft

ZIP 07716$418
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07716$475
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$2,999,900
2026-06-18Listed for sale$2,999,900
2025-08-12Listing removed$3,250,000
2025-07-11Listed for sale$3,250,000
2018-07-06Sold$1,650,000
2018-04-24Pending sale$1,750,000
2018-03-20Listed for sale$1,750,000
2016-06-20Sold$175,500
2016-04-15Price change$1,750,000
2016-01-11Price change$1,800,000
2015-10-19Listed for sale$2,050,000
2009-10-14Sold$1,450,000

For Sale by Agent

AgentChristian Giamanco
BrokerageEXP Realty

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