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481 E Freehold Rd, Freehold, NJ, 07728

5beds
4baths
3,444sqft
$899,999
$261price/sqft
$6,518/moest. monthly cost
$260,720/yrincome needed

About This Home

Tucked away on a private, mature wooded acre in the sought-after East Freehold section, this one-of-a-kind custom home was thoughtfully designed with energy efficiency at its core. Positioned to capture maximum sunlight in winter and natural shade in summer, its passive solar orientation helps reduce utility costs year-round. Inside, the open-concept layout is bright and inviting, highlighted by soaring cathedral ceilings, a dramatic two-story recycled-brick fireplace, wide-plank red oak flooring, and an airy loft overlooking the main living spaces. A separate wood stove adds warmth and character, while abundant natural light enhances every room. Flexibility is a hallmark of this home. A first-floor bedroom offers convenient main-level living, while the finished lower level with a private entrance provides additional space for recreation, hobbies, fitness, work, or extended living needs. The spacious kitchen, generous bedrooms, and multiple gathering areas create a home that is equally suited for everyday living and entertaining. Step outside to an expansive multi-tier cedar deck overlooking a secluded backyard framed by mature oak trees, creating a peaceful retreat. Directly across the street, 130-acre Opatut Park offers athletic fields, tennis and basketball courts, playgrounds, walking trails, and preserved woodlands. A truly distinctive property combining privacy, character, and versatility in one of Monmouth County's most established locations.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Asphalt Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First

Features

  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,444
  • Total interior livable area: 3,444 sqft

Kitchen

  • Features: Eat-in Kitchen

Living Room

  • Level: First

Property

Details

  • Parcel number: 2217000150000000150001

Lot

  • Lot size: 0.80 Acres
  • Lot size dimensions: .8

Parking

  • Total spaces: 2
  • Parking features: Driveway-Exclusive,Off Street,See Remarks,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$286$3,432
Property Taxes $1,303$15,636
Electricity $379$4,555
Total$6,518$78,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,474/yr
40% on housing$195,540/yr
45% on housing$173,813/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 07728$271
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07728$329
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$899,999
2026-07-09Price change$949,000
2026-06-20Listed for sale$995,000
2018-06-25Sold$560,000
2018-05-09Pending sale$569,000
2018-05-01Listed for sale$569,000
2013-12-31Listing removed$575,000
2013-06-13Listed for sale$575,000

For Sale by Agent

AgentMatthew Knighton
BrokerageKeller Williams - Nj Metro Group

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