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98 Peach Glen Rd, Gardners, PA, 17324

5beds
4baths
5,500sqft
$799,900
$145price/sqft
$6,508/moest. monthly cost
$260,320/yrincome needed

About This Home

It will be difficult to mention every detail about this house but here goes!!! 5.12 secluded acres off private drive with R.O.W. Maintenance Agreements in place surround this 5500 square foot home (this is estimated and approximate---agents please confirm for yourselves!!) with 5 bedrooms and 4 full baths, 102 solar panels (owned), septic with double drain field, asphalt shingle roof on house new in 2026, large front covered porch, rear deck, brick front on home with cement fiber board exterior, detached 25' x 70' workshop/storage building, whole house generator to stay, attached 3-car garage, hickory floors throughout a lot of the home, 1st floor laundry room, 2nd floor contains one large bedroom with private full bath, lower level fitness/gym room, office, media room (all equipment to remain), kitchenette, (4) geothermal heating units, central vac, intercom system and in-door 12' x 24' pool that is 3' deep that has a commercial dehumidifier. And the list goes on.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
Lamberton Middle SchoolGrades 6-811.1 mi
6/10
Carlisle Area High SchoolGrades 9-1212.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1978

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Gas,Refrigerator,Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Exterior Entry,Partially Finished

Bathroom1

  • Features: Flooring - Ceramic Tile,Bathroom - Jetted Tub,Bathroom - Stall Shower
  • Level: Main

Bathroom2

  • Features: Bathroom - Stall Shower,Soaking Tub,Flooring - Ceramic Tile
  • Level: Main

Bathroom3

  • Features: Bathroom - Stall Shower,Flooring - Ceramic Tile
  • Level: Lower

Bedroom1

  • Features: Flooring - HardWood,Walk-In Closet(s)
  • Level: Main

Bedroom2

  • Features: Flooring - HardWood
  • Level: Main

Bedroom3

  • Features: Flooring - HardWood
  • Level: Main

Bedroom4

  • Features: Bathroom - Stall Shower,Flooring - HardWood,Walk-In Closet(s)
  • Level: Upper

Bedroom4

  • Features: Attached Bathroom,Bathroom - Jetted Tub,Bathroom - Stall Shower,Flooring - Ceramic Tile,Flooring - HardWood,Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Features: Built-in Features,Flooring - HardWood
  • Level: Main

Features

  • 2nd Kitchen,Attic,Soaking Tub,Central Vacuum,Kitchen Island,Kitchenette,Pantry,Spiral Staircase,Store/Office,Walk-In Closet(s)
  • Flooring: Hardwood,Ceramic Tile,Carpet,Wood
  • Finished area below ground: 2,000
  • Finished area above ground: 3,500

Game Room

  • Features: Flooring - Vinyl
  • Level: Lower

Heating & Cooling

  • Heating features: Central,Hot Water,Geothermal,Propane,Solar
  • Cooling features: Central Air,Geothermal,Gas

Interior Area

  • Total structure area: 5,500
  • Total interior livable area: 5,500 sqft

Kitchen

  • Features: Countertop(s) - Quartz,Flooring - HardWood,Kitchen Island
  • Level: Main

Kitchen

  • Features: Flooring - HardWood
  • Level: Lower

Laundry

  • Features: Flooring - Ceramic Tile
  • Level: Main

Living Room

  • Features: Flooring - HardWood
  • Level: Main

Media Room

  • Features: Flooring - Carpet
  • Level: Lower

Office

  • Features: Flooring - Vinyl
  • Level: Lower

Other

  • Level: Lower

Other

  • Features: Flooring - Ceramic Tile
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 08160212009A
  • Zoning: A (AGRICULTURAL)
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: Three
  • Stories: 3
  • Private pool: Yes
  • Pool features: Private
  • Patio & porch: Deck,Porch
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s),Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 5.12 Acres
  • Features: Backs to Trees,Cleared,Front Yard,Rural
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 9
  • Parking features: Garage Faces Front,Attached,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Drought
Hurricane
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$330$3,960
Property Taxes $1,531$18,372
Electricity $603$7,241
Total$6,508$78,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,131/yr
40% on housing$195,240/yr
45% on housing$173,546/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 17324$154
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17324$186
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$799,900
2026-05-22Listed for sale$849,900

For Sale by Agent

AgentBill SHEARER
BrokerageShearer 24, LLC

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