3649 Stone Harbor Dr, Midlothian, VA, 23113
About This Home
This 4,606-sq-ft home offers 6 bedrooms, 3 full & 2 half baths, blending sophisticated living with everyday comfort. Stone Harbor is an exclusive community of 22 homes offering access to the James River with a community boat ramp, dock, picnic area, fire pit, & breathtaking river views just moments from your front door. Hickory hardwood floors run throughout the first floor & second-floor hallway. The main floor has a dedicated home office with French doors, custom built-in cabinetry & shelving, formal dining room, spacious open-concept family room with a wood-burning fireplace, crown molding, surround sound, Hunter Douglas blinds & abundant natural light. The gourmet chef's kitchen boasts leathered granite countertops, 6-burner Wolf gas range, large pantry, & a bright morning room overlooking the backyard. Just inside the garage entry, you'll find a thoughtfully designed drop zone complete with built-in seating & cabinetry. A first-floor bedroom adjacent to a spacious half bath is perfect for guests, home gym, or kid’s playroom. Upstairs, retreat to the primary suite, entering through double doors and featuring dual walk-in closets, a spa-inspired en suite bath with dual vanities, oversized soaking tub, a large frameless glass walk-in shower, & private water closet. The second level also offers four additional bedrooms, two additional full bathrooms, & a laundry room. The finished third floor with its own half bath (easily expanded to a full bath), is the perfect space for a game room, media room, playroom, man cave, craft room, or whatever best suits your lifestyle. The expansive outdoor living space showcases a beautiful stone patio with a custom stone fireplace, a fully equipped outdoor kitchen that features a built-in grill & granite countertops, & a bar-height granite-topped table that provide the ideal gathering space for family & friends to dine & socialize. This is a rare opportunity to enjoy luxury living with exclusive waterfront amenities in Midlothian.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2014
Materials
- Construction materials: Frame,Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Additional Room
- Level: Second
- Dimensions: 15.0 x 11.0
Appliances
- Appliances included: Gas Water Heater
Basement
- Basement: Crawl Space
Bedroom2
- Level: First
- Dimensions: 16.0 x 13.0
Bedroom3
- Level: Second
- Dimensions: 16.0 x 13.0
Bedroom4
- Level: Second
- Dimensions: 16.0 x 14.0
Bedroom5
- Level: Second
- Dimensions: 12.0 x 11.0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
Dining Room
- Level: First
- Dimensions: 15.0 x 11.0
Family Room
- Level: First
- Dimensions: 20.0 x 19.0
Features
- Bedroom on Main Level,Separate/Formal Dining Room,Eat-in Kitchen,Fireplace,Granite Counters,Recessed Lighting
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Attic: Walk-In
- Finished area below ground: 0
- Finished area above ground: 4,606
Foyer
- Level: First
- Dimensions: 16.0 x 9.0
Half Bath
- Level: First
Half Bath
- Level: Third
Heating & Cooling
- Heating features: Natural Gas,Zoned
- Cooling features: Central Air,Zoned
Interior Area
- Total interior livable area: 4,606 sqft
Kitchen
- Level: First
- Dimensions: 24.0 x 19.0
Laundry
- Level: Second
- Dimensions: 10.0 x 6.0
Master Bedroom
- Level: Second
- Dimensions: 20.0 x 19.0
Office
- Level: First
- Dimensions: 15.0 x 11.0
Other
- Level: Second
Recreation
- Level: Third
- Dimensions: 24.0 x 22.0
Property
Details
- Parcel number: 726727712800000
- Zoning description: R15
Features
- Levels: Two and One Half
- Stories: 2
- Pool features: None
- Patio & porch: Rear Porch,Front Porch,Patio,Porch
- Exterior features: Porch,Paved Driveway
- Fencing: None
- Waterbody name: James River Access
Lot
- Lot size: 0.66 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Hurricane
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,536 | $66,432 |
| Home Insurance * | $270 | $3,240 |
| Property Taxes | $806 | $9,672 |
| Electricity | $443 | $5,323 |
| Total | $7,055 | $84,660 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Listed for sale | $1,095,000 |
| 2019-09-16 | Sold | $745,000 |
| 2019-08-06 | Pending sale | $729,000 |
| 2019-07-29 | Price change | $729,000 |
| 2019-07-17 | Price change | $749,000 |
| 2019-07-05 | Price change | $769,000 |
| 2019-06-21 | Listed for sale | $799,000 |
| 2014-05-28 | Sold | $679,197 |
| 2013-12-23 | Sold | $201,950 |
| 2012-10-09 | Listing removed | $449,990 |
| 2012-06-07 | Price change | $449,990 |
| 2012-04-22 | Price change | $479,990 |
| 2011-09-26 | Listed for sale | $489,990 |
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