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31 Ruland Dr, Bunker Hill, WV, 25413

5beds
4baths
4,216sqft
$434,900
$103price/sqft
$3,235/moest. monthly cost
$129,400/yrincome needed

About This Home

Welcome to 31 Ruland Drive in the desirable McCauley Crossing community! This spacious home offers an excellent opportunity for buyers seeking comfort, versatility, and value. Inside, you'll find a bright and functional layout with generous living spaces, highlighted by a fully finished basement complete with a second kitchen—perfect for multi-generational living, extended guests, or additional entertaining space. The home also features two sets of washers and dryers, providing added convenience for larger households. Step outside to enjoy the fully fenced backyard, offering privacy and plenty of room for children, pets, gardening, or outdoor entertaining. The back deck is ideal for relaxing or hosting family and friends, while the storage shed provides extra space for tools, lawn equipment, and seasonal items. Located in the sought-after McCauley Crossing neighborhood, this property is conveniently close to schools, shopping, dining, and commuter routes. This property is being sold strictly as-is, presenting a fantastic opportunity for buyers to add their own personal touches and build equity in a wonderful neighborhood. Don't miss your chance to make this versatile home your own!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10
Musselman Middle SchoolGrades 6-81.1 mi
8/10
Musselman High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Washer/Dryer Stacked,Cooktop,Refrigerator,Dishwasher,Disposal,Gas Water Heater

Basement

  • Area: 1400

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • 2nd Kitchen
  • Finished area below ground: 1,400
  • Finished area above ground: 2,816

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 4,216
  • Total interior livable area: 4,216 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0207010N00190000
  • Zoning: 0000
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 0.36 Acres

Parking

  • Total spaces: 2
  • Parking features: Inside Entrance,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$158$1,896
Property Taxes $442$5,304
Electricity $436$5,241
Total$3,235$38,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,914/yr
40% on housing$97,050/yr
45% on housing$86,266/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 25413$175
Berkeley County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 25413$187
Berkeley County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Listed for sale$434,900
2020-11-13Sold$299,000
2020-10-06Pending sale$299,000
2020-10-03Listed for sale$299,000
2015-12-02Sold$239,000
2015-09-14Pending sale$239,900
2015-08-23Price change$239,900
2015-07-22Listed for sale$249,900

For Sale by Agent

AgentWilliam Hardy
BrokerageReal Property Solutions, LLC

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