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1656 Liberty Street #101, Lynden, WA, 98264

2beds
2baths
1,250sqft
$425,000
$340price/sqft
$2,634/moest. monthly cost
$105,360/yrincome needed

About This Home

Beautiful, ground-floor condo overlooking a peaceful creek in the heart of Lynden. This 2-bedroom residence has nice wood finishes, seclusion, and convenient proximity to shops and restaurants and walking trails. Enjoy the open floor plan with granite countertops, hardwood floors, stylish window treatments, gas fireplace and picturesque creek side views. The primary bedroom is complemented by a spacious bath and a walk-in closet. Step out to the private backyard patio and take in what nature has to offer.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

5/10
Fisher Elementary SchoolGrades K-50.1 mi
5/10
Lynden Middle SchoolGrades 6-82.7 mi
6/10
Lynden High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Type & Style

  • Home type: Condo
  • Architectural style: Condo (1 Level)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Cooking - Electric Hookup,Cooking-Gas,Cooking-Electric

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Door features: French Doors
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Natural Gas
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 4003194522390001
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Cooking-Electric,Cooking-Gas,End Unit,Fireplace,French Doors,Ground Floor,Insulated Windows,Walk-In Closet(s)
  • Has view: Yes
  • View description: See Remarks,Territorial
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 3,219 sqft
  • Features: Dead End Street,Paved

Parking

  • Parking features: Individual Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$82$984
Property Taxes $254$3,048
Electricity $149$1,793
Total$2,634$31,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,308/yr
40% on housing$79,020/yr
45% on housing$70,240/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 98264$307
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98264$321
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$440,000
2026-03-27Price change$445,000
2026-02-10Listed for sale$450,000
2013-11-27Sold$195,000
2013-11-05Pending sale$199,960
2013-09-27Listed for sale$199,960
2009-07-17Sold$215,000

For Sale by Agent

AgentJames G. Huleatt
BrokerageWindermere RE Whatcom, Inc.

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