120 W Prairie Loop Road, Elma, WA, 98541
About This Home
Step into this inviting 2-bedroom, 2.25-bath retreat featuring soaring vaulted ceilings that flood the open living space with natural light and a sense of airy height. Enjoy nights under the stars with an outdoor firepit. Outside, enjoy direct lake access for boating, fishing or waterfront afternoons plus a two-car garage for convenience and storage. The private backyard backs onto 400+ acres of mature tree farm, offering privacy and tranquil natural surroundings — an ideal setting for peaceful mornings or quiet nights. Whether you’re looking for a quiet getaway or a full-time home with outdoor lifestyle perks, this home has what you're looking for. Schedule a showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 2008
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Cement Planked,Cement Plank
Notable Dates
- Major remodel year: 2008
Type & Style
- Home type: SingleFamily
- Architectural style: 1 1/2 Stry w/Bsmt
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater Location: Basement
Basement
- Has basement: Yes
- Basement: Finished
Bathroom Full
- Level: Main
Bathroom Three Quarter
- Level: Second
Bedroom
- Level: Main
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Den Office
- Level: Second
Entry Hall
- Level: Main
Features
- Ceiling Fan(s),Loft
- Window features: Dbl Pane/Storm Window
- Flooring: Laminate,Vinyl,Carpet
Heating
- Heating features: Forced Air,Electric
Interior Area
- Total structure area: 1,280
- Total interior livable area: 1,280 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Other
- Level: Lower
Other
- Level: Lower
Property
Details
- Parcel number: 519085000096
- Zoning: IH
- Zoning description: Jurisdiction: County
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
- Entry location: Main
- Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Loft,Security System,Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s)
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Topography of land: Partial Slope,Sloped
- Residential vegetation: Garden Space,Wooded
Lot
- Lot size: 0.27 Acres
- Features: Paved,Deck,Outbuildings,Sprinkler System
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Mason County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $365 | $4,380 |
| Electricity | $149 | $1,793 |
| Total | $3,470 | $41,640 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-08 | Listed for sale | $550,000 |
| 2024-04-17 | Sold | $395,000 |
| 2024-03-29 | Pending sale | $399,000 |
| 2024-03-19 | Listed for sale | $399,000 |
| 2022-02-07 | Sold | $220,000 |
| 2012-12-17 | Sold | $143,500 |
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