3836A Belmar Pl, Chipley, FL, 32428
About This Home
ASSUMABLE at 6.1% (bal. under $401k), this 7.52 acres of peaceful tranquility and woodsy privacy is nestled in the heart of Sunny Hills. Two-story home features 3 bedrooms and 2 1/2 baths, plus BONUS room which can be your 4th bedroom, den or office. This home is wonderful and cozy with it's upstairs balcony looking out over a beautiful yard and pond, especially for some gorgeous evening sunsets, while downstairs you'll stay cozy in front of the fire during our northwest Florida chilly winter nights! As wonderful as the house is, the huge yard will draw you in even further. So much room to run and play! Pond in the back yard, plus chickens, Muscovy ducks and fruit trees galore such as Pomegranate, Mulberry, Fig, Peach, Blueberries, Melons and grape vines! Property has been fenced for additional privacy. Home has two HVAC units, leaf gutters installed about 2 years ago on the 2nd story (no cleaning them out, yay!), and new shower in the master bath to go with the separate garden tub. With a great offer, owners will consider leaving some furnishings. What are you waiting for? Call for your showing of this exquisite property Right Now! (Note: seller is not able to offer a usable survey.)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater
Bedroom
- Level: Second
- Dimensions: 13 x 12
Bedroom
- Level: Second
- Dimensions: 11.5 x 11.5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: First
- Dimensions: 12 x 11
Features
- Soaking Tub,Separate Shower,Upper Level Primary
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,038
- Total interior livable area: 2,038 sqft
Living Room
- Level: First
- Dimensions: 16 x 22
Master Bathroom
- Level: Second
- Dimensions: 10.5 x 8
Master Bedroom
- Level: Second
- Dimensions: 17 x 13
Property
Details
- Parcel number: 000000000033520003
- Zoning description: Resid Single Family
- Special condition: Listed As-Is
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony,Covered,Patio,Porch
- Fencing: Privacy
- On waterfront: Yes
- Waterfront features: Lake,Lake Front
- Frontage length: 160' approx.
Lot
- Lot size: 7.52 Acres
- Lot size dimensions: irregular
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,204 | $26,448 |
| Home Insurance * | $306 | $3,672 |
| Property Taxes | $461 | $5,532 |
| Electricity | $205 | $2,461 |
| Total | $3,176 | $38,112 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-02 | Price change | $436,000 |
| 2026-06-17 | Price change | $439,900 |
| 2026-06-10 | Price change | $444,900 |
| 2026-06-02 | Listed for sale | $449,900 |
| 2025-04-09 | Listing removed | -- |
| 2025-04-07 | Price change | $450,000 |
| 2025-04-01 | Price change | $417,000 |
| 2025-03-13 | Price change | $420,000 |
| 2025-03-10 | Price change | $429,900 |
| 2025-02-26 | Price change | $435,000 |
| 2025-02-04 | Listed for sale | $440,000 |
| 2023-06-20 | Sold | $399,000 |
| 2023-05-16 | Contingent | $398,000 |
| 2023-05-10 | Listed for sale | $398,000 |
| 2023-04-15 | Contingent | $398,000 |
| 2023-03-28 | Price change | $398,000 |
| 2023-03-02 | Price change | $419,000 |
| 2023-02-15 | Price change | $420,000 |
| 2023-02-07 | Listed for sale | $440,000 |
| 2022-06-07 | Sold | $376,000 |
| 2022-05-03 | Contingent | $376,000 |
| 2022-05-03 | Price change | $376,000 |
| 2022-04-30 | Listed for sale | $365,000 |
| 2020-06-26 | Sold | $257,000 |
| 2020-01-27 | Price change | $259,000 |
| 2019-10-22 | Price change | $275,000 |
| 2019-07-31 | Listed for sale | $280,000 |
| 2016-07-22 | Sold | $212,000 |
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