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12430 5th Place NE, Lake Stevens, WA, 98258

5beds
4baths
3,130sqft
$850,000
$272price/sqft
$5,249/moest. monthly cost
$209,960/yrincome needed

About This Home

Fresh, spacious, and move-in ready—welcome to one of Lake Stevens’ most versatile 5-bedroom homes, ideally located on a quiet cul-de-sac just minutes from downtown and top-rated schools. This former model home sits on a desirable corner lot and has been thoughtfully refreshed with new interior and exterior paint, brand-new carpet, and updated landscaping for strong curb appeal. Enjoy a touch of self-sufficiency with established fruit trees and a small personal garden featuring kale and seasonal plantings. Inside, you’ll find a flexible layout designed for modern living, with separated bedrooms, multiple bonus spaces, and room for everyone. The chef’s kitchen features a large granite island, abundant counter space, and opens seamlessly to the grand family room with a cozy gas fireplace—perfect for gatherings. Step outside to an expansive patio with a built-in fire pit, ideal for entertaining or relaxing in your own private retreat. The spacious primary suite offers a 5-piece bath and walk-in closet, while the upper level includes a private den/office, bonus room, and convenient utility room. A rare blend of space, function, and location—this is one you don’t want to miss!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
7/10
North Lake Middle SchoolGrades 6-71.2 mi
8/10
Lake Stevens Sr High SchoolGrades 10-121.8 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Third

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Third

Den Office

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Hardwood,Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,130
  • Total interior livable area: 3,130 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 01086200001600
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot,Cul-De-Sac,Paved,Sidewalk,Dog Run,Fenced-Partially,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$145$1,740
Property Taxes $592$7,104
Electricity $214$2,569
Total$5,249$62,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,965/yr
40% on housing$157,470/yr
45% on housing$139,973/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 98258$319
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98258$345
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$887,000
2024-11-26Sold$839,000
2024-11-12Pending sale$849,950
2024-10-24Price change$849,950
2024-10-18Listed for sale$869,950
2017-11-28Sold$525,000
2017-09-22Pending sale$525,000
2017-09-19Listed for sale$525,000
2017-09-19Pending sale$525,000
2017-09-13Price change$525,000
2017-08-31Listed for sale$538,000
2014-11-06Sold$414,000
2014-08-20Price change$429,950
2014-08-02Price change$439,950
2014-07-21Listed for sale$449,950
2009-11-10Sold$377,916

For Sale by Agent

AgentPete Keating
BrokerageJohn L. Scott Snohomish

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