




549 W 123rd St APT 21H, New York, NY, 10027
About This Home
Let the Sun Flood into This Great Apt with Open Terrace, Wonderful Sunsets & River Views! Morningside Gardens @ 123rd & LaSalle St (124th St) Btw Amst & Bway. Live in the Heart of both Columbia’s South & the New North Campus on 125th. Welcome to this Charming & Spacious 1 BR, 1 Bath (750 SF Approx) apt with large (17 X 7) open terrace. What a great opportunity to own this generously sized, beautifully renovated special apt in excellence move-in-condition. The expanded windowed kitchen has been appointed with top-of-the-line stainless steel appliances, including Viking Stove with Viking vented hood, granite countertops & backsplash & undermounted lighting, tons of cabinet space, all making it a chef’s delight. The living room/dining area is very well proportioned and is perfect for entertaining and enjoying dinner parties. Bathroom is nicely renovated with a tiled walls, converted stall shower with overhead rain shower & glass door. Additional features include high-end track lighting thru-out, wood and stone textured walls, hardwood floors, wall to ceiling windows, hidden wires behind all walls with sound system & incredible custom closets (6 in total) completes this home. Enjoy listening to the birds & Riverside Church bells with a pleasant morning coffee or evening cocktail from your open terrace, the apt faces South with views all the way to the Edge @ Hudson Yards, West into Riverside Park, over Riverside Church, Grants Tomb & the Hudson River, plus views North to the George Washington Bridge, giving you a lovely Sunset. Make This Great Apt Your New Home! Morningside Gardens is a well-maintained, financially stable cooperative community consisting of six buildings set on eight acres of landscaped grounds with flowering gardens, mature plantings, fig and apple trees, sitting areas, picnic spaces, playgrounds, upgraded walkways, signage, and parking facilities. Residents enjoy an impressive range of amenities, including a state-of-the-art fitness center, children’s indoor playrooms, an outdoor playground, day care, a tweens’ activity room with pool table, air hockey, and table tennis, as well as clubs and workshops for ceramics, woodworking, photography, computers, and more. Additional conveniences include theater and meeting rooms, laundry, storage, garage parking, pet-friendly policies, 24/7 security, and an easy board process. Please note: no pied-à-terres, guarantors, or co-purchasing are permitted. Gifting is allowed, and the apartment must be used as a primary residence. The location places near the best of Morningside Heights, Columbia University, and Central Harlem, with restaurants, nightlife, shopping, health clubs, movie theaters, the Morningside Park Farmers Market, Whole Foods, and local cultural destinations all close by. Nearby institutions and landmarks include Columbia University, Barnard College, Teachers College, Manhattan School of Music, Jewish Theological Seminary, Union Theological Seminary, Riverside Church, Grant’s Tomb, Mount Sinai Morningside, Riverside Park, Sakura Park, Morningside Park, Hudson River Park, and Harlem River Piers. The area also offers excellent access to running and biking paths, tennis courts, and green space. Transportation is highly convenient, with access to the 1, 2, 3, A, B, C, and D trains, along with the M4, M11, M60, M100, M101, M104, and BX15 buses.
Getting Around
Schools
Construction
Type & Style
- Home type: Cooperative
- Property subType: Coop
Interior
Appliances
- Appliances included: Dishwasher
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 750
- Total interior livable area: 750 sqft
Property
Details
- Parcel number: 019780001108411521H
- Special condition: Resale
Features
- Patio & porch: Other,Terrace
- Exterior features: Courtyard,Terrace
- Has view: Yes
- View description: City,Skyline,Water
- Has water view: Yes
- Water view: Water
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Hurricane
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New York County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $340 | $4,080 |
| Property Taxes | $354 | $4,248 |
| Electricity | $246 | $2,954 |
| Total | $3,968 | $47,616 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Contingent | $599,000 |
| 2026-07-15 | Listed for sale | $599,000 |
| 2010-07-01 | Sold | $390,000 |
