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5N145 Prairie Rose Dr, St Charles, IL, 60175

6beds
9baths
11,825sqft
$2,499,000
$211price/sqft
$19,049/moest. monthly cost
$761,960/yrincome needed

About This Home

Experience refined luxury living in this exceptional Prairie Lakes estate, offering 6 bedrooms and 8.1 bathrooms. At 11,825 square feet, this remarkable residence represents one of the best values in luxury living with an exceptional price per square foot, where timeless design meets modern elegance in one of St. Charles' most sought-after communities. A stately brick exterior establishes an immediate sense of presence, complemented by a brick paver driveway, manicured landscaping, and a four-car garage that enhances both function and curb appeal, all leading into a grand foyer with detailed millwork, rich hardwood flooring, and an elegant flow into the main living spaces. The living room offers a sophisticated setting with a fireplace, expansive bay windows, and abundant natural light, all framed by extensive custom trim work and architectural detailing that carries throughout the home, with every bedroom featuring its own walk-in closet for exceptional storage and convenience. Designed for both entertaining and everyday luxury, the family room stands out as a true centerpiece with soaring ceilings, and oversized windows that flood the space with natural light, creating an open and inviting atmosphere that connects seamlessly to the rest of the home. The kitchen is expansive and thoughtfully designed, showcasing ultra high-end appliances, a large center island ideal for gathering, extensive cabinetry for storage, and a seamless connection to the sunlit breakfast nook, where doors open directly to a beautifully designed, oversized deck overlooking the landscaped backyard and offering effortless indoor-outdoor living. A refined main-level office with detailed custom millwork provides a quiet and elegant workspace, while a first-floor bedroom with a full bathroom offers ideal flexibility as a private guest suite or second primary suite for multigenerational living. Upstairs, the primary suite is a true retreat, featuring a spacious layout, fireplace, private balcony overlooking the grounds, and an additional sitting room perfect for morning coffee, reading, or yoga, all complemented by a spa-inspired bathroom with luxury finishes, dual vanities, and a generous walk-in closet. The walkout lower level is designed as an exceptional extension of the home, offering a full-scale entertainment and lifestyle experience with a custom bar, expansive family room with fireplace, dedicated golf simulator room, private home theater, fitness room or optional seventh bedroom, billiard room, flexible bonus space, and ample storage, all thoughtfully arranged to support both large gatherings and everyday enjoyment. Outdoor living is equally impressive with multiple spaces including a large elevated deck, covered patio with its own fireplace, and an additional ground-level patio nestled within the backyard, creating layered areas for relaxation and entertaining in a beautifully landscaped setting. Ideally located near downtown St. Charles, this home offers convenient access to upscale dining, boutique shopping, and vibrant nightlife, delivering a rare opportunity that combines scale, craftsmanship, and an unmatched luxury lifestyle.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
7/10
Thompson Middle SchoolGrades 6-83.7 mi
8/10

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Humidifier,Multiple Water Heaters,Gas Water Heater
  • Laundry features: Main Level,In Unit,Multiple Locations

Bar Entertainment

  • Features: Flooring (Engineered Hardwood)
  • Level: Lower
  • Area: 135
  • Dimensions: 15X9

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Rec/Family Area,Storage Space,Walk-Up Access,Walk-Out Access

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 272
  • Dimensions: 17X16

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 264
  • Dimensions: 22X12

Bedroom4

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 234
  • Dimensions: 18X13

Bedroom5

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 304
  • Dimensions: 19X16

Bedroom6

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 306
  • Dimensions: 18X17

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 9
  • Full bathrooms: 8
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 299
  • Dimensions: 23X13

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Bay Window(s))
  • Level: Main
  • Area: 306
  • Dimensions: 18X17

Exercise Room

  • Features: Flooring (Engineered Hardwood),Window Treatments (Blinds)
  • Level: Lower
  • Area: 448
  • Dimensions: 28X16

Family Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 552
  • Dimensions: 24X23

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Walk-In Closet(s),Open Floorplan,Separate Dining Room,Pantry
  • Door features: French Doors
  • Window features: Drapes,Bay Window(s)
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 6
  • Fireplace features: Double Sided,Family Room,Living Room,Master Bedroom,Basement,Other,Exterior
  • Fireplace: Yes
  • Finished area below ground: 4,071

Game Room

  • Features: Flooring (Engineered Hardwood)
  • Level: Lower
  • Area: 420
  • Dimensions: 21X20

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 11,825
  • Total interior livable area: 11,825 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island,Pantry-Closet),Flooring (Hardwood)
  • Level: Main
  • Area: 351
  • Dimensions: 27X13

Laundry

  • Features: Flooring (Travertine)
  • Level: Main
  • Area: 72
  • Dimensions: 12X6

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 336
  • Dimensions: 21X16

Loft

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Second
  • Area: 270
  • Dimensions: 18X15

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (Blinds),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Second
  • Area: 357
  • Dimensions: 21X17

Office

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 228
  • Dimensions: 19X12

Other

  • Features: Flooring (Engineered Hardwood)
  • Level: Lower
  • Area: 621
  • Dimensions: 27X23

Other

  • Features: Flooring (Carpet)
  • Level: Lower
  • Area: 336
  • Dimensions: 21X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0813453006
  • Special condition: None
  • Other equipment: Water-Softener Owned,Central Vacuum,TV-Dish,Sump Pump,Sprinkler-Lawn,Backup Sump Pump;,Electronic Air Filters

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony,Fire Pit

Lot

  • Lot size: 0.77 Acres
  • Features: Mature Trees
  • Lot size dimensions: 130 X 255 X 130 X 255.1

Parking

  • Total spaces: 4
  • Parking features: Brick Driveway,Circular Driveway,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,636$151,632
Home Insurance *$965$11,580
Property Taxes $4,539$54,468
Electricity $909$10,914
Total$19,049$228,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$653,108/yr
40% on housing$571,470/yr
45% on housing$507,973/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 60175$236
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60175$211
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$2,499,000
2026-06-09Price change$2,699,000
2026-05-12Listed for sale$2,850,000
2021-01-11Sold$1,200,000
2020-08-28Sold$1,200,000
2020-07-07Pending sale$1,299,000
2020-06-17Listed for sale$1,299,000
2011-08-19Sold$1,100,000
2007-10-31Sold$278,000

For Sale by Agent

AgentKari Kohler
BrokerageColdwell Banker Realty

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