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140 S River St Unit 204, Aurora, IL, 60506

2beds
2baths
1,215sqft
$299,900
$247price/sqft
$2,323/moest. monthly cost
$92,920/yrincome needed

About This Home

Welcome to highly sought-after River Street Plaza, where home is more than a place-it's a lifestyle! This beautifully appointed 2-bedroom, 2-bath condo offers the perfect blend of comfort, convenience, and location. Nestled along the scenic Fox River, you'll enjoy being just steps from downtown Aurora's vibrant attractions, including RiverEdge Park, the Paramount Theatre, museums, the library, restaurants, shopping, and the Metra station for an easy commute. Inside, you'll find hardwood floors throughout, a spacious kitchen featuring stainless steel appliances, granite countertops, 42" cabinetry, and in-unit laundry. The private balcony, shaded by mature trees, provides the perfect spot to enjoy your morning coffee or unwind after a busy day. Additional amenities include heated underground parking, a dedicated storage unit, and secure building access. Experience maintenance-free living in one of Aurora's most desirable riverfront communities!

Getting Around

80
WalkingVery Walkable
37
TransitSome Transit
69
BikeBikeable

Schools

5/10
6/10
Washington Middle SchoolGrades 6-82.4 mi
4/10
West Aurora High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s)
  • Laundry features: Washer Hookup,In Unit

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Dimensions: COMBO

Features

  • Window features: Screens
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,215 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space),Flooring (Hardwood)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 48
  • Dimensions: 8X6

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1522312019
  • Special condition: None
  • Other equipment: TV-Cable,Intercom

Features

  • Exterior features: Balcony
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: FOX RIVER

Lot

  • Features: Common Grounds,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Concrete,Heated Driveway,Garage Door Opener,Heated Garage,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$133$1,596
Property Taxes $544$6,528
Electricity $130$1,569
Total$2,323$27,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,645/yr
40% on housing$69,690/yr
45% on housing$61,946/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 60506$191
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60506$207
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2018-02-02Sold$168,000
2017-12-11Pending sale$176,900
2017-06-01Listed for sale$176,900

For Sale by Agent

AgentKristin Eccles, SRES
Brokerage@properties Christies International Real Estate

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