12-4298 Lanai St, Pahoa, HI, 96778
About This Home
Nestled in the desirable Black Sand Beach area, this charming 1-bedroom, 2-bath home offers a peaceful island retreat surrounded by Hawaii’s natural beauty. Recent upgrades include a brand-new roof and new electrical panel, adding value and peace of mind. Inside, the open-concept living space feels bright and airy, with abundant natural light and views of the surrounding landscape. The kitchen includes a brand-new 220V plug for an electric oven, allowing flexibility for future cooking upgrades. The lower level features brand-new washer and dryer hookups along with plumbing for a utility sink, offering added functionality and potential to expand the space to suit your needs. The property is serviced by overhead electric, with the option to switch to generator power if desired. High-speed Hawaiian Telcom internet is available, making it easy to work remotely while enjoying the serenity of the area. A water catchment system supplies the home, helping eliminate costly water bills. Whether you're seeking a private retreat, full-time residence, or island getaway, this property offers a unique opportunity to enjoy comfortable living in a beautiful natural setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Vinyl
Interior Area
- Total structure area: 400
- Total interior livable area: 400 sqft
Property
Details
- Parcel number: 3120250150000
- Zoning: A-1A
- Special condition: Fee Simple,Standard
Lot
- Lot size: 7,750 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Volcanic Activity
- Wildfire
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $581 | $6,972 |
| Home Insurance * | $51 | $612 |
| Property Taxes | $178 | $2,136 |
| Electricity | $374 | $4,497 |
| Total | $1,184 | $14,208 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $120,000 |
| 2025-07-18 | Sold | $70,000 |
| 2025-06-21 | Pending sale | $70,000 |
| 2025-06-02 | Price change | $70,000 |
| 2025-05-23 | Price change | $77,777 |
| 2025-05-04 | Listed for sale | $90,000 |
| 2025-04-24 | Listing removed | $115,000 |
| 2025-02-05 | Price change | $115,000 |
| 2024-12-31 | Price change | $90,000 |
| 2024-12-28 | Price change | $120,000 |
| 2024-12-18 | Listed for sale | $175,000 |
| 2022-09-14 | Sold | $52,500 |
| 2022-08-15 | Contingent | $60,000 |
| 2022-06-13 | Listed for sale | $60,000 |
| 2022-05-23 | Contingent | $60,000 |
| 2022-05-06 | Listed for sale | $60,000 |
| 2022-04-06 | Contingent | $69,000 |
| 2022-02-12 | Listed for sale | $69,000 |
| 2007-03-20 | Sold | $50,000 |
| 1998-11-27 | Sold | $4,000 |
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