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1945 Monterey Dr, Mechanicsburg, PA, 17050

5beds
5baths
6,976sqft
$1,400,000
$201price/sqft
$9,980/moest. monthly cost
$399,200/yrincome needed

About This Home

Exceptional Tiday-built stone estate in Pinehurst offering approximately 7,000 total square feet, 5 bedrooms, and 4.5 bathrooms. Located in the Cumberland Valley School District. Enter through a covered French door entry into a home defined by natural stone construction and timeless craftsmanship. Rich hardwood floors lead to a formal dining room and a sunken living room featuring a gas fireplace and wet bar. The family room showcases vaulted ceilings and expansive windows, while the eat-in kitchen includes granite countertops, a Sub-Zero refrigerator, new Bosch dishwasher, new GE Profile gas range, concealed microwave, and paneled appliances that blend seamlessly with the cabinetry. A separate vaulted breakfast nook with three large windows completes the space. The home features two staircases—one formal front staircase and a second staircase from the kitchen/family room providing convenient access to the upper level. Roof replaced in 2025. The main-level primary suite features a spacious sitting area and a gas fireplace, along with a spa-inspired bath with jetted tub, updated shower with high-end California Faucets fixtures, and heated tile flooring, plus direct access to a private rear stone patio. The main and lower levels are equipped with built-in audio speakers and Control4 smart home integration, including automated lighting controls and four outdoor cameras integrated with the Control4 system. The upper level offers three generously sized bedrooms with walk-in closets, including two connected by a Jack-and-Jill bath and one with an en suite bath. The fully finished lower level includes a private guest apartment/in-law suite with its own entrance, full kitchen with hardwood flooring, laundry, bedroom, great room, den or exercise room, and full bath with walk-in shower. Additional lower-level features include a second wet bar, media room, and billiard room with coffered wood ceiling. Exterior highlights include an oversized finished four-car garage with ceiling fans and an electric carport. The home is in near-new condition with extensive upgrades throughout, including 400-amp electrical service.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Shaull El SchoolGrades K-50.5 mi
8/10
10/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab,Permanent,Concrete Perimeter
  • Roof: Fiberglass,Asphalt,Composition
  • Construction materials: Stone,Frame

Other

  • Builder name: Tiday

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Cooktop,Trash Compactor,Dryer,Intercom,Double Oven,Water Treat System,Gas Water Heater
  • Laundry features: Main Level,Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access,Finished

Bedroom2

  • Features: Attached Bathroom,Flooring - Carpet,Walk-In Closet(s),Ceiling Fan(s)
  • Level: Upper

Bedroom3

  • Features: Jack and Jill Bathroom,Flooring - Carpet,Walk-In Closet(s),Ceiling Fan(s)
  • Level: Upper
  • Area: 210
  • Dimensions: 14 X 15

Bedroom4

  • Features: Jack and Jill Bathroom,Flooring - Carpet,Walk-In Closet(s),Ceiling Fan(s)
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedroom5

  • Features: Ceiling Fan(s),Flooring - Carpet,Walk-In Closet(s)
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - HardWood,Crown Molding,Formal Dining Room
  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Exercise Room

  • Features: Flooring - Carpet
  • Level: Lower

Family Room

  • Features: Cathedral/Vaulted Ceiling,Flooring - HardWood,Ceiling Fan(s)
  • Level: Main

Features

  • Breakfast Area,Formal/Separate Dining Room,2nd Kitchen,Additional Stairway,Built-in Features,Ceiling Fan(s),Central Vacuum,Crown Molding,Curved Staircase,Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Traditional,Eat-in Kitchen,Kitchen - Gourmet,Pantry,Walk-In Closet(s),Bar
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 2,325
  • Finished area above ground: 4,651

Foyer

  • Features: Cathedral/Vaulted Ceiling,Flooring - HardWood,Crown Molding
  • Level: Main

Game Room

  • Features: Built-in Features,Flooring - HardWood,Granite Counters,Crown Molding
  • Level: Lower

Half Bath

  • Features: Flooring - HardWood,Countertop(s) - Solid Surface
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 6,976
  • Total interior livable area: 6,976 sqft

Kitchen

  • Features: Eat-in Kitchen,Cathedral/Vaulted Ceiling,Granite Counters,Kitchen - Gas Cooking,Breakfast Bar,Pantry,Built-in Features,Flooring - HardWood
  • Level: Main
  • Area: 504
  • Dimensions: 21 X 24

Kitchen

  • Features: Flooring - HardWood,Granite Counters,Breakfast Bar,Crown Molding
  • Level: Lower

Laundry

  • Features: Flooring - Tile/Brick,Built-in Features
  • Level: Main
  • Area: 300
  • Dimensions: 20 X 15

Living Room

  • Features: Flooring - HardWood,Built-in Features,Crown Molding,Wet Bar,Fireplace - Gas,Granite Counters
  • Level: Main

Media Room

  • Features: Built-in Features,Flooring - Carpet,Crown Molding
  • Level: Lower

Office

  • Features: Flooring - HardWood,Built-in Features
  • Level: Main

Other

  • Features: Flooring - Tile/Brick,Bathroom - Tub Shower
  • Level: Upper

Other

  • Features: Flooring - Tile/Brick,Countertop(s) - Solid Surface,Double Sink
  • Level: Lower

Other

  • Features: Flooring - Carpet,Built-in Features,Flooring - Laminated,Living/Dining Room Combo,Granite Counters,Kitchen - Gas Cooking,Breakfast Bar,Flooring - HardWood,Crown Molding
  • Level: Lower

Primary Bathroom

  • Features: Built-in Features,Granite Counters,Double Sink,Crown Molding,Flooring - Tile/Brick
  • Level: Main

Primary Bedroom

  • Features: Primary Bedroom - Sitting Area,Flooring - Carpet,Walk-In Closet(s),Built-in Features,Ceiling Fan(s),Crown Molding,Fireplace - Gas
  • Level: Main
  • Area: 532
  • Dimensions: 19 X 28

Sitting Room

  • Features: Flooring - Carpet,Built-in Features,Granite Counters,Wet Bar,Kitchen Island,Crown Molding
  • Level: Lower

Storage Room

  • Features: Basement - Unfinished
  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 10140842146
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: Lighting,Chimney Cap(s),Lawn Sprinkler
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.88 Acres
  • Features: Level,Wooded,Suburban

Parking

  • Total spaces: 4
  • Parking features: Built In,Garage Door Opener,Garage Faces Side,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$335$4,020
Property Taxes $1,801$21,612
Electricity $765$9,184
Total$9,980$119,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$342,171/yr
40% on housing$299,400/yr
45% on housing$266,133/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 17050$182
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17050$184
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$1,400,000
2023-02-22Sold$1,077,000
2023-01-19Pending sale$1,249,700
2022-10-02Price change$1,249,700
2022-09-03Listed for sale$1,300,000
2014-11-14Sold$890,000
2014-10-28Listed for sale$959,000
2014-09-19Listing removed$959,000
2014-05-16Price change$959,000
2014-04-19Listed for sale$990,000
2013-07-10Listing removed$1,087,500
2013-01-12Price change$1,087,500
2012-06-21Price change$1,175,000
2012-04-08Listed for sale$1,195,000

For Sale by Agent

AgentDivyang Patel
BrokerageBrokersRealty.com World Headquarters

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