See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8910 Memory Trl, Wonder Lake, IL, 60097

2beds
1baths
960sqft
$269,750
$281price/sqft
$1,987/moest. monthly cost
$79,480/yrincome needed

About This Home

Charming 2-bedroom, 1-bath split-level home situated on a rare double lot! This property offers a spacious 2.5-car garage-perfect for storage, hobbies, or extra parking-plus a 30-amp RV plug and an additional concrete pad ideal for boat or RV storage. Originally two separate parcels, now combined into one, providing added privacy and flexibility. Potential opportunity to re-divide, with the second lot offering possible buildable options (buyer to verify). Conveniently located near the lake, fire department, and shopping for easy everyday living. A unique property with space, versatility, and future potential! Property is being sold in AS-IS condition. AS- IS means AS-IS! No repairs will be made, and no credits will be given!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
10/10
8/10
Northwood Middle SchoolGrades 6-84.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding,Steel Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Partial

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Deck

  • Level: Main
  • Area: 375
  • Dimensions: 25X15

Dining Room

  • Level: Main
  • Dimensions: COMBO

Family Room

  • Level: Lower
  • Area: 276
  • Dimensions: 23X12

Foyer

  • Level: Main
  • Area: 16
  • Dimensions: 4X4

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 960 sqft

Kitchen

  • Level: Main
  • Area: 204
  • Dimensions: 17X12

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Other

  • Level: Lower
  • Area: 100
  • Dimensions: 10X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0813308030
  • Special condition: None

Lot

  • Lot size: 0.39 Acres

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$132$1,584
Property Taxes $361$4,332
Electricity $130$1,569
Total$1,987$23,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,125/yr
40% on housing$59,610/yr
45% on housing$52,986/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 60097$190
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60097$189
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$265,000
2026-08-05Price change$269,725
2026-07-31Price change$269,750
2026-07-24Price change$269,800
2026-07-17Price change$269,900
2026-06-26Listed for sale$270,000
2026-06-23Contingent$270,000
2026-05-22Listed for sale$270,000
2026-05-15Contingent$270,000
2026-05-12Listed for sale$270,000
1998-08-13Sold$115,000

For Sale by Agent

AgentTracy Nosalik
BrokerageKeller Williams Success Realty

Similar Homes