See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

233 E Saint Joseph St Unit 3C, Indianapolis, IN, 46202

1beds
1baths
803sqft
$219,000
$273price/sqft
$1,559/moest. monthly cost
$62,360/yrincome needed

About This Home

Located in the popular St. Joseph Historic Neighborhood, this well maintained 1 bedroom, 1 bath condo in the sought after Renaissance Flats offers the best of downtown living with a quieter neighborhood feel. The private covered balcony overlooks a beautiful tree lined street, giving you a place to relax right outside your door. Inside, you'll find tall ceilings, large windows and an open layout that feels bright and spacious. The floor plan includes a dedicated office nook, plenty of storage and a large walk in closet. The kitchen features quartz countertops and appliances that are less than five years old, while the living space is comfortable and functional for both everyday living and entertaining. Additional perks include covered, heated garage parking and HOA dues that cover water, sewer, and trash service. If you're looking for a low maintenance home that's private, quiet and move in ready, this condo checks all the boxes. Plus, you're just minutes from Mass Ave, the Bottleworks District, and nearby walking and biking trails. Easy access to downtown, interstates, restaurants and coffee shops.

Getting Around

90
WalkingWalker's Paradise
58
TransitGood Transit
97
BikeBiker's Paradise

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Electric Oven,Refrigerator,Washer,Water Heater
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,High Ceilings,Elevator,Entrance Foyer,Hardwood Floors,High Speed Internet,Eat-in Kitchen,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Hardwood
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 803
  • Total interior livable area: 803 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Master Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Office

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Property

Details

  • Parcel number: 491101223073011101
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Building Common Entry,Upper Level
  • Patio & porch: Covered

Parking

  • Total spaces: 1
  • Parking features: Alley Access,Attached,Garage Door Opener,Gated,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$103$1,236
Property Taxes $165$1,980
Electricity $184$2,212
Total$1,559$18,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,451/yr
40% on housing$46,770/yr
45% on housing$41,573/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$169
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$219,000
2023-11-01Sold$220,000
2023-10-06Pending sale$220,000
2023-09-30Listed for sale$220,000
2019-08-23Sold$185,000
2019-06-12Pending sale$189,900
2019-05-14Listed for sale$189,900
2019-04-24Pending sale$189,900
2019-04-18Listed for sale$189,900
2016-10-22Listing removed$1,500
2016-07-28Sold$181,400
2016-05-14Listed for sale$189,900
2014-05-29Listing removed$1,299
2014-02-02Listed for rent$1,299

For Sale by Agent

AgentBrittany Bingham
BrokerageWhite Stag Realty, LLC

Similar Homes