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201 N 2nd St, Elkhart, IN, 46516

6beds
3baths
2,268sqft
$99,900
$44price/sqft
$952/moest. monthly cost
$38,080/yrincome needed

About This Home

Investment oportunity right in the heart of Elkhart. Property can be divided into different units. Cash only! Do not miss this oportunity to see this property!!

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

3/10
2/10
North Side Middle SchoolGrades 7-80.9 mi
2/10
Elkhart High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1870

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,268

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 4,472
  • Total interior livable area: 2,268 sqft

Property

Details

  • Parcel number: 200605328015.000012

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,484 sqft
  • Features: Corner Lot,Level,City/Town/Suburb
  • Lot size dimensions: 42X83

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$73$876
Property Taxes $167$2,004
Electricity $207$2,494
Total$952$11,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,640/yr
40% on housing$28,560/yr
45% on housing$25,386/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 46516$128
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46516$126
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Listed for sale$99,900
2024-11-07Sold$45,000
2024-11-04Pending sale$50,000
2024-11-01Price change$50,000
2024-10-29Price change$62,500
2024-10-14Pending sale$55,000
2024-10-12Listed for sale$55,000

For Sale by Agent

AgentCarlos Avelar
BrokerageFenix Realty, LLC

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