See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4204 Spurgeon Dr, Monroe, LA, 71203

3beds
2baths
1,249sqft
$120,000
$96price/sqft
$929/moest. monthly cost
$37,160/yrincome needed

About This Home

Charming 3-bedroom, 1.5-bath home located in a desirable neighborhood less than one mile from University of Louisiana Monroe. The spacious backyard offers a great setting for outdoor entertaining, complete with a deck for relaxing and gathering with family and friends. Additional features include a double carport and convenient access to shopping, dining, and the university. Whether you’re a first-time homebuyer, investor, or looking for a rental property opportunity, this home offers excellent potential in a prime location.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
2/10
2/10
Carroll High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: true
  • New construction: Yes

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Architecture Style
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Build,Residential

Interior

Appliances

  • Appliances included: Refrigerator,Electric Water Heater

Bedroom

  • Level: First
  • Area: 171.68

Bedroom1

  • Level: First
  • Area: 76.077

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • None
  • Window features: Single Pane,None
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,465
  • Total interior livable area: 1,249 sqft

Kitchen

  • Level: First
  • Area: 111.2

Living Room

  • Level: First
  • Area: 180.608

Master Bedroom

  • Level: First
  • Area: 221.2

Property

Details

  • Parcel number: 48170

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open Patio
  • Fencing: None
  • Waterfront features: None

Lot

  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage,Carport
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Tornado
Earthquake
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$124$1,488
Property Taxes $52$624
Electricity $147$1,773
Total$929$11,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,851/yr
40% on housing$27,870/yr
45% on housing$24,773/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 71203$111
Ouachita Parish$120

vs Homes Sold Last Month

Median $/sqft

ZIP 71203$127
Ouachita Parish$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$120,000
2011-03-10Sold--
2007-12-05Sold--

New Construction

AgentTanji Elzie-McClinton
BrokerageLZ'S Realty LLC

Similar Homes