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3408 W Deborah Dr, Monroe, LA, 71201

4beds
5baths
5,260sqft
$890,000
$169price/sqft
$6,315/moest. monthly cost
$252,600/yrincome needed

About This Home

BEAUTIFUL Bayou Living in River Oaks! Nestled on a serene inlet in the heart of River Oaks subdivision, this one-of-a-kind, one homeowner bayou property offers the best of both worlds: direct access to Bayou DeSiard and the peace and privacy of a secluded setting. In 2021, the home's first floor was remodeled with new hardwood flooring and a fully updated kitchen designed for both function and style. The open-concept kitchen boasts granite countertops, custom cabinetry, and top-of-the-line appliances—ideal for everyday cooking and effortless entertaining. Just off the kitchen, you’ll find a laundry room, convenient half bath, and a small office space ideal for working from home or staying organized. Elegant custom molding adds character throughout the home, while the expansive living room is the true centerpiece, featuring a striking 12 ft. tray ceiling that adds architectural interest and warmth. This spacious home offers 4 generously sized bedrooms and 4.5 bathrooms. The master bedroom is conveniently located on the first floor, creating a private retreat with easy access to the main living areas. Upstairs, you’ll find three additional bedrooms, each featuring its own private en-suite bathroom—perfect for accommodating children or guests. A custom cedar closet off the second-floor hallway adds a touch of luxury and practical storage for seasonal clothing or linens. Additionally, the upstairs offers abundant storage—both visible and cleverly hidden. Empty nesters who want room for visiting family, the 2nd floor can easily be closed off until guests arrive, keeping the home cozy yet flexible. Additional property features include a 476 sq ft guest apartment over the garage complete with a small kitchenette and bathroom – perfect for a mother-in-law suite, guests or college students. The property also offers a boat house, boat ramp access to the bayou, whole house generator, security and sprinkler systems.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
Neville High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Architecture Style
  • Construction materials: Brick Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Site Build,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Range Hood,Double Oven,Gas Water Heater
  • Laundry features: Washer/Dryer Connect

Bedroom

  • Level: Second
  • Area: 219.76

Bedroom1

  • Level: Second
  • Area: 184.8

Bedroom2

  • Level: Second
  • Area: 230.86

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Dining Room

  • Level: First
  • Area: 223.44

Features

  • Ceiling Fan(s),Walk-In Closet(s),Wireless Internet
  • Window features: Single Pane,Vinyl Clad,Blinds
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 7,524
  • Total interior livable area: 5,260 sqft

Kitchen

  • Level: First
  • Area: 345.6

Living Room

  • Level: First
  • Area: 714.4

Master Bedroom

  • Level: First
  • Area: 343

Office

  • Level: First
  • Area: 267.52

Property

Details

  • Parcel number: 25639
  • Zoning: R-1
  • Zoning description: R-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered,Open Patio,Covered Patio
  • Exterior features: Pier
  • Fencing: Wood,Wrought Iron
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Bayou,Waterfront

Lot

  • Lot size: 0.36 Acres
  • Features: Sprinkler System,Landscaped,Views
  • Lot size dimensions: 95.0 x 169.13 x 127.48 x 161.50

Parking

  • Total spaces: 2
  • Parking features: Hard Surface Drv.,Converted Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Tornado
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,500$54,000
Home Insurance *$1,033$12,396
Property Taxes $385$4,620
Electricity $397$4,772
Total$6,315$75,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,514/yr
40% on housing$189,450/yr
45% on housing$168,400/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 71201$124
Ouachita Parish$120

vs Homes Sold Last Month

Median $/sqft

ZIP 71201$124
Ouachita Parish$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-10Price change$990,000
2025-09-09Price change$1,154,500
2025-07-18Listed for sale$1,229,500

For Sale by Agent

AgentFelicia Hardwick
BrokerageSusie Husted Realty

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