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4914 Cedar Scenic Rd, Baxter, MN, 56425

5beds
3baths
2,716sqft
$379,900
$140price/sqft
$2,677/moest. monthly cost
$107,080/yrincome needed

About This Home

Live the Central Lakes lifestyle within walking/biking distance to Whipple Beach. This spacious 5-bedroom, 3-bath Baxter home offers over 2,700 finished square feet, main-level living, and a flexible layout designed for everyday comfort, entertaining, and hosting guests. The main floor features vaulted ceilings, a bright kitchen with breakfast bar, primary suite, 2 additional bedrooms, full bath, and convenient laundry. The finished lower level is an entertainment zone with a stone-accented gas fireplace, surround sound, wet bar, large family room, 2 additional bedrooms, full bath, and excellent storage. With bedrooms and baths on both levels, the home also offers great potential for multi-generational living, extended-stay guests, private offices, or hobby space. Outside, enjoy a fenced backyard with a deck, garden area, and storage shed, offering plenty of room to relax, play, garden, or entertain. The attached 2-stall garage and convenient Baxter location add everyday ease.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Forestview Middle SchoolGrades 5-82.1 mi
9/10
8/10
Baxter Elementary SchoolGrades PK-42.2 mi

Construction

Condition

  • Year built: 2003

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: Main
  • Area: 150.7
  • Dimensions: 13.7x11

Bedroom2

  • Level: Main
  • Area: 100.1
  • Dimensions: 11x9.10

Bedroom3

  • Level: Main
  • Area: 99.299
  • Dimensions: 10.9x9.11

Bedroom4

  • Level: Lower
  • Area: 208
  • Dimensions: 20x10.4

Bedroom5

  • Level: Lower
  • Area: 116.1
  • Dimensions: 12.9x9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 127.2
  • Dimensions: 12x10.6

Family Room

  • Level: Lower
  • Area: 370.3
  • Dimensions: 23x16.10

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,316
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,716
  • Total interior livable area: 2,716 sqft

Kitchen

  • Level: Main
  • Area: 122.4
  • Dimensions: 12x10.2

Laundry

  • Level: Main
  • Area: 31.2221
  • Dimensions: 6.11x5.11

Other

  • Level: Lower
  • Area: 193.2
  • Dimensions: 23x8.4

Utility Room

  • Level: Lower
  • Area: 77.76
  • Dimensions: 9.6x8.10

Property

Accessibility

  • Accessibility features: Partially Wheelchair

Details

  • Parcel number: 40020639
  • Zoning description: Residential-Single Family
  • Foundation area: 1400

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Full,Privacy

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 110 x 184

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$197$2,364
Property Taxes $331$3,972
Electricity $229$2,748
Total$2,677$32,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,782/yr
40% on housing$80,310/yr
45% on housing$71,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 56425$172
Crow Wing County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 56425$184
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$379,900
2026-05-29Listed for sale$389,900
2022-07-21Sold$354,900
2022-05-29Pending sale$349,900
2022-05-06Listed for sale$349,900
2022-05-03Listing removed--
2022-04-27Listed for sale$349,000
2016-05-26Sold$210,000
2016-04-18Pending sale$210,000
2016-04-14Listed for sale$210,000

For Sale by Agent

AgentMichael Robert Heinrich
BrokerageDane Arthur Real Estate Agency

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