31016 Rainier Dr, Breezy Pt, MN, 56472
About This Home
Welcome to this beautifully updated 4-bedroom, 2-bath split-entry home nestled in the highly desirable Whitebirch neighborhood of Breezy Point. Designed for comfortable living, the open-concept kitchen, dining, and living areas feature warm hardwood floors and large daylight windows that fill the home with natural light. The finished lower level provides exceptional flexibility and is currently configured as a licensed daycare, making it ideal for an in-home business, home office, recreation room, or expanded living space. Thoughtful updates throughout give the home a fresh, move-in-ready feel. Step outside to a spacious deck overlooking a private wooded backyard—perfect for relaxing, entertaining, or enjoying the peaceful Northwoods setting. An attached insulated garage adds convenience year-round. Located just minutes from Breezy Point Resort, Pelican Lake, Deacon’s Lodge and Whitebirch Golf Courses, this home offers easy access to boating, fishing, beaches, snowmobile and ATV trails, dining, and countless outdoor activities. You'll also enjoy being a short drive from the shopping, entertainment, and amenities of the Brainerd Lakes Area. Whether you're searching for a year-round home, a weekend retreat, or a property with the flexibility to fit your lifestyle, this Whitebirch gem delivers an outstanding location, versatile living spaces, and everything that makes lake country living so desirable.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Upper
- Area: 169
- Dimensions: 13x13
Bedroom2
- Level: Upper
- Area: 144
- Dimensions: 12x12
Bedroom3
- Level: Lower
- Area: 120
- Dimensions: 10x12
Bedroom4
- Level: Lower
- Area: 154
- Dimensions: 14x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Upper
- Area: 130
- Dimensions: 10x13
Family Room
- Level: Lower
- Area: 273
- Dimensions: 13x21
Features
- Finished area below ground: 900
- Finished area above ground: 900
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
Kitchen
- Level: Upper
- Area: 120
- Dimensions: 10x12
Laundry
- Level: Lower
- Area: 99
- Dimensions: 11x9
Living Room
- Level: Upper
- Area: 221
- Dimensions: 17x13
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 10081001
- Zoning description: Residential-Single Family
- Foundation area: 900
Features
- Levels: Multi/Split
Lot
- Lot size: 0.53 Acres
- Lot size dimensions: 193 x 120 x 193 x 120
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Crow Wing County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,714 | $20,568 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $204 | $2,448 |
| Electricity | $170 | $2,050 |
| Total | $2,228 | $26,736 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $329,000 |
| 2026-07-29 | Price change | $339,000 |
| 2026-07-23 | Listed for sale | $346,000 |
| 2026-07-23 | Listing removed | $349,000 |
| 2026-06-04 | Listed for sale | $349,000 |
| 2021-11-24 | Sold | $260,000 |
| 2021-10-22 | Pending sale | $249,900 |
| 2021-10-08 | Listed for sale | $249,900 |
| 2021-10-05 | Listing removed | -- |
| 2021-09-29 | Listed for sale | $250,000 |
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