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1017 10th Ave NE, Brainerd, MN, 56401

2beds
1baths
900sqft
$154,900
$172price/sqft
$1,211/moest. monthly cost
$48,440/yrincome needed

About This Home

Adorable, affordable home in great location across from Garfield school! All new flooring in upper level and bathroom in 2024, ceilings re-done in 2024, furnace is 5 years old. You will appreciate the full basement for all your storage needs and the central air for hot summer days. This property is move in ready and awaiting your personal touches.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

5/10
7/10
Forestview Middle SchoolGrades 5-85.7 mi
9/10

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom2

  • Level: Upper
  • Area: 105
  • Dimensions: 10x10.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 900 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 10x9.6

Living Room

  • Level: Main
  • Area: 186
  • Dimensions: 18.6x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 41191194
  • Zoning description: Residential-Single Family
  • Foundation area: 560

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Rear Porch
  • Fencing: None

Lot

  • Lot size: 6,969 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 140 x 50

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$118$1,416
Property Taxes $140$1,680
Electricity $170$2,050
Total$1,211$14,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,520/yr
40% on housing$36,330/yr
45% on housing$32,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 56401$213
Crow Wing County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 56401$192
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Listed for sale$149,900
2026-08-10Listing removed$154,900
2026-07-22Listed for sale$154,900
2026-07-17Pending sale$154,900
2026-06-09Listed for sale$154,900
2019-07-31Sold$86,500
2019-07-02Pending sale$85,000
2019-06-27Listed for sale$85,000
2012-02-03Listing removed$49,900
2011-11-18Price change$49,900
2011-10-21Listed for sale$53,460
2004-02-14Sold$82,400

For Sale by Agent

AgentIvy Robinson
BrokerageLegacy Real Estate Group

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