15992 Nels Johnson Rd, Brainerd, MN, 56401
About This Home
Wake up to breathtaking sunrises over Clearwater Lake in this rare waterfront retreat. Conveniently located on a paved road just 20 minutes from all the shopping, dining, recreation, and amenities the lakes area has to offer, this property offers the perfect blend of privacy and accessibility. Nestled among mature trees and set back from the road, the setting feels like stepping back in time—a peaceful escape with endless potential. The property features a spacious 3-bedroom, 3-bath main home with a walkout basement, a large maintenance-free composite deck, and an additional guest cabin ideal for family and friends. Outdoor enthusiasts will appreciate the boathouse, multiple extra garages for all your lake toys and storage needs, and the exceptional waterfront lifestyle. Opportunities to own a property like this on Clearwater Lake are few and far between. Don't miss your chance to make this one-of-a-kind lake retreat your own.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Washer
Basement
- Has basement: Yes
- Basement: Block,Finished,Walk-Out Access
Bathroom
- Level: Upper
- Area: 54
- Dimensions: 6x9
Bedroom
- Level: Upper
- Area: 154
- Dimensions: 11x14
Bedroom2
- Level: Upper
- Area: 120
- Dimensions: 10x12
Bedroom3
- Level: Upper
- Area: 264
- Dimensions: 12x22
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Family Room
- Level: Basement
- Area: 336
- Dimensions: 24x14
Features
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 896
- Finished area above ground: 1,680
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 2,576
- Total interior livable area: 2,576 sqft
Kitchen
- Level: Main
- Area: 252
- Dimensions: 12x21
Living Room
- Level: Main
- Area: 403
- Dimensions: 13x31
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 50070526
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 1680
Features
- Levels: Two
- Stories: 2
- Patio & porch: Composite Decking
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 1.74 Acres
- Features: Accessible Shoreline
- Lot size dimensions: 345 x 282 x 430 x 80 x 263 x 130
Parking
- Total spaces: 3
- Parking features: Attached,Detached Garage,Tuckunder Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Hail
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Crow Wing County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,293 | $51,516 |
| Home Insurance * | $647 | $7,764 |
| Property Taxes | $492 | $5,904 |
| Electricity | $217 | $2,607 |
| Total | $5,649 | $67,788 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Pending sale | $849,000 |
| 2026-07-31 | Listed for sale | $849,000 |
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