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22609 Hole In The Day Dr, Nisswa, MN, 56468

5beds
3baths
3,268sqft
$1,695,000
$519price/sqft
$10,387/moest. monthly cost
$415,480/yrincome needed

About This Home

WELCOME TO STUNNING SUNSETS AND SUGAR SAND LAKESHORE... Experience the perfect blend of timeless cottage charm and modern contemporary design in the completely renovated 5-bedroom, 3-bath lake home ideally situated on the north end of Gull Lake's prestigious Gold Coast. Designed for both everyday living and effortless entertaining, the open-concept floor plan showcases high-end finishes and professional-grade appliances in the light-filled kitchen that flows seamlessly into the main living spaces. The lakeside owner's suite is a private sanctuary, featuring stunning lake views and a luxurious ensuite bathroom. A spectacular screen porch overlooks the lake and opens onto an expansive lakeside entertaining area, creating the ultimate indoor-outdoor lifestyle. The finished lower level offers exceptional space for family or guests, complete with three spacious bedrooms, a walk-in shower and separate powder room, and an oversized family room perfect for relaxing or taking in a movie. Additional highlights include a finished and heated 3-car garage, a lakeside sauna, professionally landscaped grounds, 150' of hard sand lake bottom, and breathtaking sunset views.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
Nisswa Elementary SchoolGrades PK-42.9 mi
7/10
Forestview Middle SchoolGrades 5-810.5 mi
9/10

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Freezer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Finished,Full

Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Bedroom2

  • Level: Main
  • Area: 165.36
  • Dimensions: 15.6x10.6

Bedroom3

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Level: Lower
  • Area: 139.2
  • Dimensions: 11.6x12

Bedroom5

  • Level: Lower
  • Area: 140
  • Dimensions: 10x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 300
  • Dimensions: 15x20

Family Room

  • Level: Lower
  • Area: 652
  • Dimensions: 32.6x20

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,518
  • Finished area above ground: 1,750

Foyer

  • Level: Main
  • Area: 49
  • Dimensions: 7x7

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,268
  • Total interior livable area: 3,268 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Laundry

  • Level: Main
  • Area: 88
  • Dimensions: 11x8

Living Room

  • Level: Main
  • Area: 176.4
  • Dimensions: 14x12.6

Other

  • Level: Main
  • Area: 248
  • Dimensions: 31x8

Utility Room

  • Level: Lower
  • Area: 180
  • Dimensions: 12x15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 28260506
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 1750

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Enclosed,Patio
  • Has view: Yes
  • View description: Lake,Panoramic,South,West
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(26-40),Lake Bottom(Hard,Excellent Sand)
  • Frontage length: Water Frontage: 150

Lot

  • Lot size: 0.76 Acres
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: 150 x 241 x 156 x 178

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$560$6,720
Property Taxes $982$11,784
Electricity $275$3,307
Total$10,387$124,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$356,125/yr
40% on housing$311,610/yr
45% on housing$276,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$519This listing

vs Other Active Listings

Avg $/sqft

ZIP 56468$353
Crow Wing County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 56468$292
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$1,695,000
2022-10-06Listing removed--
2022-09-04Price change$1,495,000
2022-07-30Price change$1,595,000
2022-06-24Listed for sale$1,695,000
2020-08-31Sold$670,000
2018-10-06Listing removed$699,900
2017-10-06Listed for sale$699,900
2017-01-02Listing removed$724,900
2016-06-09Price change$724,900
2016-04-05Listed for sale$744,900

For Sale by Agent

AgentSandy J Smith
BrokerageKurilla Real Estate LTD

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